14 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 14 E Oak St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1929
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2025)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-183-002`

Property Details

APN / Parcel Number

Primary APN	`22-02-183-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
Attic	Attic
Attic Area	304 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	18 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 E OAK ST
City	ALGONA
State	IA
Zip	50511-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 2/3 OF LOT 22 BLK 277 CALLS ADD
Legal Subdivision	CALLS ADDITION
Legal Block	277
Legal Lot Number	22
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1023
Census Tract	950400

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 S JONES ST, ALGONA, IA 50511-3435
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Deed Document Number	2025165
Deed Book / Page	2025 / 165
Prior Transfer Date	Dec 9, 2024
Prior Transfer Doc	002025/165
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jan 16, 2025
Property Address	14 E OAK ST, ALGONA, IA 50511-1533
Document Number	002025/165
Book / Page	2025 / 165
Instrument Date	Jan 16, 2025
Instrument	2025 0165
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S JONES ST, ALGONA, IA 50511-3435

Mortgage

Document Number	0020250166
Date	Jan 16, 2025
Instrument	2025 0166

Lender

Name	JANET BRANDT
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	78 Months
Due	Jun 30, 2031

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 (+16.79%)	$119,766 (+25.25%) Land $16,500 Building $103,266
2024	$1,620.00 (-1.94%)
2023		$95,625 Land $14,850 Building $80,775	$95,625 (-20.16%) Land $14,850 Building $80,775
2021	$1,652.00		$119,766 Land $16,500 Building $103,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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