Kossuth County property record for 118 E Oak St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,601 sqft · built 1998 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,078 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-02-254-012 |
| Primary APN | 22-02-254-012 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,601 sqft Living Area |
| Basement Area | 1,601 sqft |
| Finished Basement | 856 sqft |
| Unfinished Basement | 801 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 28 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 118 E OAK ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 2/3 OF N 1/2 LOT 15 & N 1/2 LOT 16 |
| Legal Subdivision | CALLS ADD |
| Legal Block | 277 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950400 |
Source: Kossuth County records · APN 22-02-254-012
Assessment roll updated October 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 500 E GRANT ST, 1407, MINNEAPOLIS, MN 55404-1468 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 118 E OAK ST, ALGONA, IA 50511-1535 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/1711 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 2023/1711 |
| Instrument | 2023 1711 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,078.00 | $274,117 (+13.85%) Land $27,500 Building $246,617 | |
| 2024 | $4,078.00 (+0.54%) | ||
| 2023 | $240,765 Land $24,750 Building $216,015 | $240,765 (-12.17%) Land $24,750 Building $216,015 | |
| 2021 | $4,056.00 | $274,117 Land $27,500 Building $246,617 |
Source: FEMA National Flood Hazard Layer as of March 19, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Algona Municipal Utilities Cable · Fiber in parts of the area | 150 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, T-Mobile USA.
Based on FCC filings for 407 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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