Jefferson County property record for 20 E Lakeshore Dr, De Soto, MO 63020
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1977 |
| Lot Size | 0.301 acres (13,090 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,700 (Dec 2023) |
| Tax Bill | $1,513 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 245.015.04003035 |
| Primary APN | 245.015.04003035 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,090 sqft (0.301 acres) |
| Lot Dimensions | 168 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20 E LAKESHORE DR |
|---|---|
| City | DE SOTO |
| State | MO |
| Zip | 63020-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R09 |
| Legal Description | SUMMER SET SEC 2 LOT 28 |
| Legal Range | 4E |
| Legal Township | 39N |
| Legal Section | 15 |
| Legal Subdivision | SUMMER SET |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | VALLE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 701401 |
Source: Jefferson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 957 SAN SEBASTIAN DR, FENTON, MO 63026-3018 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Prior Sale | Mar 29, 2011 |
| Deed Document Number | 202331676 |
| Prior Transfer Date | Mar 16, 2004 |
| Prior Transfer Doc | 0000014897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 20 E LAKESHORE DR, DE SOTO, MO 63020-3922 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 E LAKESHORE DR, DE SOTO, MO 63020-3922 |
| Document Number | 0000022227 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023R-022227 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Elementary School District | Sunrise R-IX School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,200 (-) Land $3,800 Building $17,400 | $111,500 (-) Land $20,100 Building $91,400 | |
| 2025 | $1,513.00 (+5.73%) | $21,200 (+6.53%) Land $3,800 Building $17,400 | $111,500 (-) Land $20,100 Building $91,400 |
| 2024 | $1,431.00 (+0.99%) | $111,500 (+6.29%) Land $20,100 Building $91,400 | |
| 2023 | $1,417.00 (-0.07%) | $19,900 (-) Land $3,800 Building $16,100 | $104,900 (-) Land $20,100 Building $84,800 |
| 2022 | $1,418.00 | $19,900 Land $3,800 Building $16,100 | |
| 2021 | $104,900 Land $20,100 Building $84,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2003–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCPSD SUMMER SET private · serves 1,080 people · EPA ID MO6036031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Sep 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aptitude Internet Fiber | 10,000 / 10,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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