10 E Lakeshore Dr, De Soto, MO 63020 Property Records

Jefferson County property record for 10 E Lakeshore Dr, De Soto, MO 63020

Property Summary

Property TypeSingle Family Home
Details1,496 sqft · built 2017
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Tax Bill$2,414 (2025)
Deeds & MortgagesJul 2024 Mortgage
Dec 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-5.0-15.0-4-003-031.01

Property Details

APN / Parcel Number

Primary APN24-5.0-15.0-4-003-031.01

Interior

Stories1 Story
Building Area1,496 sqft Living Area
Gross Area2,072 sqft
1st Floor Area1,496 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area576 sqft

Location & Zoning

Street Address10 E LAKESHORE DR
CityDE SOTO
StateMO
Zip63020-3922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMER SET SEC 2 LOT 23
Legal Range4E
Legal Township39N
Legal Section15
Legal SubdivisionSUMMER SET
Legal Block2
Legal Lot Number23
JurisdictionJEFFERSON MO
Township / Civil DivisionVALLE
Census Block Group2
Census Block2031
Census Tract701401

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 E LAKESHORE DR, DE SOTO, MO 63020-3922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2024Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Dec 17, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
May 25, 2018Deed of Trust, Mortgage
OZARKS FED'L S&L ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2016
Deed SaleJul 1, 2016
Deed Document Number201619641
Last Transfer DateDec 12, 2019
Transfer Doc0000039557
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address10 E LAKESHORE DR, DE SOTO, MO 63020-3922
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 E LAKESHORE DR, DE SOTO, MO 63020-3922

Mortgage

Document Number0000018195
DateJul 25, 2024
Instrument2024R-018195
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateDec 17, 2019
Property Address10 LAKE ST, DE SOTO, MO 63020
Document Number0000039557
Instrument DateDec 12, 2019
Instrument39557
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 E LAKESHORE DR DE SOTO MO 630203922, DE SOTO, MO 63020-3922

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address10 LAKE ST, DE SOTO, MO 63020
Document Number0000016371
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 E LAKESHORE DR DE SOTO MO 630203922, DE SOTO, MO 63020-3922

Mortgage

Document Number0000016371
DateJun 4, 2018
Instrument16371
Lender
NameOZARKS FED'L S&L ASSN
AddressFARMINGTON, MO 63640
Agreement
AmountAmount Recorded
Term60 Months
DueJun 3, 2023
Interest
Rate TypeAdjustable Rate
Rate4.62%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Elementary School DistrictSunrise R-IX School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,700 (-) Land $3,800 Building $34,900$203,800 (-) Land $20,100 Building $183,700
2025$2,414.00 (-3.67%)$38,700 (+9.94%) Land $3,800 Building $34,900
2024$203,800 (+9.81%) Land $20,100 Building $183,700
2023$2,506.00$35,200 Land $3,800 Building $31,400$185,600 Land $20,100 Building $165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2003–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCPSD SUMMER SET
private · serves 1,080 people · EPA ID MO6036031
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Sep 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aptitude Internet
Fiber
10,000 / 10,000
Wisper ISP
Fixed Wireless
400 / 30

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