21 E Lakeshore Dr, De Soto, MO 63020 Property Records

Jefferson County property record for 21 E Lakeshore Dr, De Soto, MO 63020

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,112 sqft · built 1977
Lot Size0.807 acres (35,169 sqft)
OwnerIndividual Name on Record
Last Sale$266,000 (Dec 2022)
Tax Bill$2,034 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN245.015.03001005

Property Details

APN / Parcel Number

Primary APN245.015.03001005

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,112 sqft Living Area
Gross Area2,832 sqft
1st Floor Area1,408 sqft
Basement Area704 sqft
Finished Basement704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeFrame
Lot Area35,169 sqft (0.807 acres)
Lot Dimensions180 ft deep x 365 ft wide
Garage TypeAttached
Garage Area720 sqft
PorchOpen Frame Porch
Porch Area522 sqft
Patio Area693 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address21 E LAKESHORE DR
CityDE SOTO
StateMO
Zip63020-3924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR09
Legal DescriptionSUMMER SET SEC 3 LOTS 135 & 136
Legal Range4E
Legal Township39N
Legal Section15
Legal SubdivisionSUMMER SET
Legal Block2
Legal Lot Number135-1
JurisdictionJEFFERSON MO
Township / Civil DivisionVALLE
Census Block Group2
Census Block2035
Census Tract701401

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 E LAKESHORE DR, DE SOTO, MO 63020-3924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Jul 22, 2020Deed of Trust, Mortgage
DAS ACQUISITION
Jul 2, 2019Deed of Trust, Mortgage
FLAT BR MTG
Jul 20, 2017Warranty Deed, Transfer
FIRST ST CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleDec 20, 2022
Deed Document Number202239905
Prior Transfer DateDec 13, 2022
Prior Transfer Doc0000039904
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateDec 20, 2022
Property Address21 E LAKESHORE DR, DE SOTO, MO 63020-3924
Document Number0000039904
Map ReferenceMB 62 PG 2
Instrument DateDec 13, 2022
Instrument2022R-039904
Transaction TypeTransfer
Record UpdatedFeb 15, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 E LAKESHORE DR, DE SOTO, MO 63020-3924

Mortgage

Document Number0000039906
DateDec 20, 2022
Instrument2022R-039906
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address21 E LAKESHORE DR, DE SOTO, MO 63020-3924
Document Number0000026895
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 E LAKESHORE DR DE SOTO MO 630203924, DE SOTO, MO 63020-3924

Mortgage

Document Number0000026895
DateJul 28, 2020
Instrument26895
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJul 27, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address21 E LAKESHORE DR, DE SOTO, MO 63020-3924
Document Number0000019531
Instrument DateJul 2, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 E LAKESHORE DR DE SOTO MO 630203924, DE SOTO, MO 63020-3924

Mortgage

Document Number0000019531
DateJul 8, 2019
Instrument19531
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term360 Months
DueJul 7, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJul 20, 2017
Property Address21 E LAKESHORE DR, DE SOTO, MO 63020-3924
Document Number0000022345
Instrument DateJul 14, 2017
Instrument22345
Transaction TypeTransfer
Record UpdatedAug 1, 2017
Title CompanyHILLSBORO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 E LAKESHORE DR DE SOTO MO 630203924, DE SOTO, MO 63020-3924

Mortgage

Document Number22346
DateJul 20, 2017
Instrument22346
Lender
NameFIRST ST CMNTY BK
TypeBank
AddressFARMINGTON, MO 63640
Agreement
AmountAmount Recorded
Term360 Months
DueJul 19, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Elementary School DistrictSunrise R-IX School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,500 (-) Land $1,300 Building $27,200$150,300 (-) Land $6,900 Building $143,400
2025$2,034.00 (+6.77%)$28,500 (+7.55%) Land $1,300 Building $27,200$150,300 (-) Land $6,900 Building $143,400
2024$1,905.00 (+0.95%)$150,300 (+7.74%) Land $6,900 Building $143,400
2023$1,887.00$26,500 Land $1,300 Building $25,200$139,500 Land $6,900 Building $132,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2003–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCPSD SUMMER SET
private · serves 1,080 people · EPA ID MO6036031
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Sep 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aptitude Internet
Fiber
10,000 / 10,000
Wisper ISP
Fixed Wireless
400 / 30

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