20 Daniel Ln, Black Mountain, NC 28711 Property Records

Buncombe County property record for 20 Daniel Ln, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,664 sqft · built 1978
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on Record
Last Sale$163,000 (Sep 2013)
Tax Bill$1,731 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN0700-92-3812-00000

Property Details

APN / Parcel Number

Primary APN0700-92-3812-00000
Alternative APN
  • 070004922765000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleRanch
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck Area320 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Old Parcel Number070004922765000
Street Address20 DANIEL LN
CityBLACK MOUNTAIN
StateNC
Zip28711-8712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 09/19/2013 DEE
Legal DescriptionDEED DATE: 09/19/2013 DEED: 5146-0774 SUBDIV: MOUNTAIN LAUREL ACRES BLOCK: LOT: 17 SECTION: PLAT: 0034-0088
Legal SubdivisionMOUNTAIN LAUREL ACRES
Legal Lot Number17
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1005
Census Tract3106

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2013 · Amount on Record
Deed SaleSep 19, 2013 · Amount on Record
Deed Document Number0005146774
Deed Book / Page5146 / 774
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address20 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712
Transaction TypeMortgage
Record UpdatedNov 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062711614
DateOct 31, 2022
Book Page6271/1614
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressBLACK MOUNTAIN, NC 28711
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,731.00 (-22.45%)$199,600 (-26.78%)
2023$2,232.00$272,600$272,600 (+36.57%) Land $36,200 Building $236,400
2021$199,600 Land $36,200 Building $163,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims11 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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