14 Daniel Ln, Black Mountain, NC 28711 Property Records

Buncombe County property record for 14 Daniel Ln, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,847 sqft · built 1966
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2014)
Tax Bill	$2,962 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0700-92-1686-00000`

Property Details

APN / Parcel Number

Primary APN	`0700-92-1686-00000`
Alternative APN	`070004921630000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	1,847 sqft
Basement Area	1,427 sqft
Unfinished Basement	1,427 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	320 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	070004921630000
Street Address	14 DANIEL LN
City	BLACK MOUNTAIN
State	NC
Zip	28711-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 07/11/2014 DEE
Legal Description	DEED DATE: 07/11/2014 DEED: 5224-1071 SUBDIV: MOUNTAIN LAUREL ACRES BLOCK: LOT: 15 SECTION: PLAT: 0034-0088
Legal Subdivision	MOUNTAIN LAUREL ACRES
Legal Lot Number	15
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1005
Census Tract	3106

Owner

Source: Buncombe County records · APN 0700-92-1686-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	14 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2014 · Amount on Record
Deed Sale	Jul 11, 2014 · Amount on Record
Prior Sale	Dec 18, 2013
Deed Document Number	0052241071
Deed Book / Page	5224 / 1071
Record Updated	Jun 07, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057951959
Date	Jul 31, 2019
Book Page	5795/1959

Lender

Name	LOCAL GOVT FEDERAL CREDIT UNION
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,962.00 (+5.94%)	$341,500 (-)
2023	$2,796.00	$341,500	$341,500 (-) Land $37,300 Building $304,200
2021			$341,500 Land $37,300 Building $304,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	11 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.