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15 Daniel Ln, Black Mountain, NC 28711 Property Records

Buncombe County property record for 15 Daniel Ln, Black Mountain, NC 28711 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,263 sqft · built 1972
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$354,000 (Aug 2019)
Tax Bill$3,420 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN664602-2020-202

Property Details

APN / Parcel Number

Primary APN664602-2020-202
Alternative APNs
  • 0700-92-4504-00000
  • 070004923448000
  • 008220490

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,263 sqft Living Area
Gross Area2,600 sqft
1st Floor Area1,300 sqft
Basement Area1,300 sqft
Finished Basement963 sqft
Unfinished Basement337 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area105 sqft
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number664602-2020-202
Street Address15 DANIEL LN
CityBLACK MOUNTAIN
StateNC
Zip28711-8712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIV: MOUNTAIN LAUREL ACRES LOT: 13 PLAT: 0034-0088
Legal SubdivisionMOUNTAIN LAUREL ACRES
Legal Block1
Legal Lot Number13
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1005
Census Tract3106

Owner

Source: Buncombe County records · APN 664602-2020-202

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NANCY C FLETCHER REVOCABLE LIVING TRUST
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Aug 06, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2019 · Amount on Record
Deed SaleAug 06, 2019 · Amount on Record
Prior SaleApr 20, 2007 · Amount on Record
Deed Book / Page5797 / 1556
Prior Transfer DateMay 28, 2015
Prior Transfer Doc0053581974
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address15 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712

Mortgage

Document Number0065721458
DateMar 09, 2026
Book Page6572/1458
Lender
NameNANCY C FLETCHER REVOCABLE LIVING TRUST
TypePrivate Party
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term124 Months
DueJul 01, 2036

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address15 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060630674
DateMay 10, 2021
Book Page6063/674
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 06, 2019
Property Address15 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712
Document Number0057971556
Book / Page5797 / 1556
Map ReferenceMB 34 PG 88
Instrument DateAug 06, 2019
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$708.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address73 WAGON TRL, 73, BLACK MOUNTAIN, NC 28711-2564

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 DANIEL LN, BLACK MOUNTAIN, NC 28711-8712

Mortgage

Document Number57971559
DateAug 06, 2019
Instrument5797/1559
Lender
NameSTATE EMPLOYEES CU
TypeFunding / Finance Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,420.00 (+3.45%)$394,300 (-) Land $34,100 Building $360,200$394,300 (-) Land $34,100 Building $360,200
2024$3,306.00 (+2.38%)
2023$3,229.00$394,300$394,300 (-) Land $34,100 Building $360,200
2021$394,300 Land $34,100 Building $360,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210031061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
Nearby Flood Claims11 (2004–2024)
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 9 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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