Beaufort County property record for 20 Damascus Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 3,084 sqft · built 2024 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,075,000 (Mar 2026) |
| Tax Bill | $9,365 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242009822 |
| Primary APN | 242009822 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,084 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 20 DAMASCUS RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6229 PALMETTO BLUFF BLOCK K-6 PH 2 PARCEL A PB152 P62-63 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Phase | 2 |
| Legal Block | K-6 |
| Legal Lot Number | 6229 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 2102 |
Source: Beaufort County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage CADENCE BANK NA |
| Jan 14, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Jan 28, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Mar 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 19, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2022 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on Record |
| Deed Sale | Mar 6, 2026 · Amount on Record |
| Prior Sale | Oct 19, 2023 · Amount on Record |
| Deed Document Number | 202610578 |
| Deed Book / Page | 4515 / 57 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 227 SANDY SPRINGS PL 110, 110, SANDY SPRINGS, GA 30328-5923 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006549 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 4310/62 |
| Instrument | 2024006549 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30309 |
| Amount | Amount Recorded |
|---|---|
| Term | 4 Months |
| Due | Jun 5, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Document Number | 0000001930 |
|---|---|
| Date | Jan 14, 2025 |
| Book Page | 4398/660 |
| Instrument | 2025001930 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 10, 2040 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Document Number | 0000003714 |
|---|---|
| Date | Jan 28, 2025 |
| Book Page | 4400/2868 |
| Instrument | 2025003714 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 10, 2040 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 6, 2026 |
| Property Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Document Number | 0000010578 |
| Book / Page | 4515 / 57 |
| Map Reference | MB 152 PG 62 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 20260010578 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Document Number | 0000010579 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 20260010579 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 19, 2023 |
| Property Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Document Number | 0000049021 |
| Book / Page | 4283 / 2756 |
| Map Reference | MB 152 PG 62 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023049021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Document Number | 0000049022 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023049022 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 15, 2022 |
| Property Address | 20 DAMASCUS RD, BLUFFTON, SC 29910-8370 |
| Document Number | 0000015670 |
| Book / Page | 4124 / 3213 |
| Map Reference | MB 152 PG 62 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022015670 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $395.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 SANDY SPRINGS PL STE 110, 110, SANDY SPRINGS, GA 30328-5923 |
| Investor | Possibly a Property Investor |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,365.00 (+15.49%) | $58,490 (+105.23%) | |
| 2024 | $8,109.00 (+1.32%) | $28,500 (-) | $475,000 (-67.52%) Land $475,000 |
| 2023 | $8,003.00 (+110.33%) | $28,500 (+120.93%) | $1,462,300 (+580.14%) Land $475,000 Building $987,300 |
| 2022 | $3,805.00 | $12,900 | $215,000 Land $215,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 85% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
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