20 Croydon Ter, Reading, PA 19601 Property Records

Berks County property record for 20 Croydon Ter, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1978
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2021)
Tax Bill	$815 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`5307-72-41-5698`

Property Details

APN / Parcel Number

Primary APN	`5307-72-41-5698`
Alternative APNs	`06-5307-72-41-5698` `6341918` `341918`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6341918
Street Address	20 CROYDEN TC
City	READING
State	PA
Zip	19601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REDEVELOPMENT AUTHORITY
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	2500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 CROYDON TER, READING, PA 19601-2951
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed, Transfer · Conventional Mortgage DIAMOND CU
Feb 17, 2021	Deed, Transfer CONESTOGA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	202140423
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 13, 2021
Property Address	20 CROYDON TER, READING, PA 19601-2951
Document Number	0000040423
Map Reference	VOL 73 PG 1BB
Instrument Date	Aug 10, 2021
Instrument	2021040423
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 CROYDON TER, READING, PA 19601-2951

Mortgage

Document Number	0000040424
Date	Aug 13, 2021
Instrument	2021040424

Lender

Name	DIAMOND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 17, 2021
Property Address	20 CROYDON TER, READING, PA 19601-2951
Document Number	0000006883
Map Reference	VOL 73 PG 1BB
Instrument Date	Jan 23, 2021
Instrument	2021006883
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 MINERAL SPRING RD, READING, PA 19602-2249

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$815.00 (+6.54%)	$28,900 (-) Land $5,500 Building $23,400	$5,500 (-80.97%) Land $5,500
2024	$765.00	$28,900 Land $5,500 Building $23,400
1994			$28,900 Land $5,500 Building $23,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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