21 Croydon Ter, Reading, PA 19601 Property Records

Berks County property record for 21 Croydon Ter, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1978
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Feb 2020)
Tax Bill	$962 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-72-41-6609`

Property Details

APN / Parcel Number

Primary APN	`5307-72-41-6609`
Alternative APNs	`06-5307-72-41-6609` `6341919` `341919`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6341919
Street Address	21 CROYDEN TC
City	READING
State	PA
Zip	19601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CROYDEN TERRACE
Legal Block	16
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	2500

Owner

Source: Berks County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 CROYDON TER, READING, PA 19601-2951
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 4, 2020	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Mar 1, 2018
Deed Document Number	20204415
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 13, 2026
Property Address	21 CROYDON TER, READING, PA 19601-2951
Document Number	0000022368
Instrument Date	Jul 1, 2026
Instrument	202622368
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CROYDON TER, READING, PA 19601-2951

Mortgage

Document Number	0000022368,
Date	Jul 13, 2026
Instrument	202622368

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2051

Interest

Rate	6.48%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	21 CROYDON TER, READING, PA 19601-2951
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	CROSS KEYS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047954
Date	Dec 15, 2020
Instrument	2020047954

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 4, 2020
Property Address	21 CROYDON TER, READING, PA 19601-2951
Document Number	0000004415
Instrument Date	Jan 28, 2020
Instrument	2020004415
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEELHOUSE ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CROYDON TER, READING, PA 19601-2951

Mortgage

Document Number	0000004416
Date	Feb 4, 2020
Instrument	2020004416

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Mar 1, 2018
Property Address	21 CROYDON TER, READING, PA 19601-2951
Document Number	0000006912
Instrument Date	Feb 21, 2018
Instrument	6912
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CROYDON TER READING PA 196012951, READING, PA 19601-2951

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$962.00 (+6.65%)	$34,100 (-) Land $6,100 Building $28,000	$6,100 (-82.11%) Land $6,100
2024	$902.00	$34,100 Land $6,100 Building $28,000
1994			$34,100 Land $6,100 Building $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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