15 Croydon Ter, Reading, PA 19601 Property Records

Berks County property record for 15 Croydon Ter, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1982
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$44,000 (Jul 2002)
Tax Bill$1,163 (2026)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN5307-72-41-5505

Property Details

APN / Parcel Number

Primary APN5307-72-41-5505
Alternative APNs
  • 06-5307-72-41-5505
  • 6341913
  • 341913

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,224 sqft Living Area
Basement Area300 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialAluminum/Vinyl
Lot Area2,614 sqft (0.06 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6341913
Street Address15 CROYDEN TC
CityREADING
StatePA
Zip19601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionEAST BANK
Legal Block15
Legal Lot Number72
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group3
Census Block3009
Census Tract2500

Owner

15 Croydon Ter is owned and occupied by two individuals who bought it in July 2002.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address15 CROYDON TER, READING, PA 19601-2951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2002 · Amount on File
Deed SaleJul 16, 2002 · Amount on File
Deed Document Number200247508
Deed Book / Page3567 / 2159
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address15 CROYDON TER, READING, PA 19601-2951
Transaction TypeMortgage
Record UpdatedFeb 16, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CROYDON TER, READING, PA 19601-2951

Mortgage

Document Number0000003185
DateFeb 5, 2024
Instrument2024003185
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJan 21, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 15 Croydon Ter was $1,163 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,163.00 Homeowner's exemption$41,200 Land $8,000 Building $33,200$8,000 Land $8,000
2024$1,090.00$41,200 Land $8,000 Building $33,200
1994$41,200 Land $8,000 Building $33,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Croydon Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimSep 2011 · Tropical Storm Lee
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Croydon Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Croydon Ter

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