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20 Cochituate St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 20 Cochituate St, Natick, MA 01760

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,469 sqft · built 1880
Lot Size0.042 acres (1,825 sqft)
OwnerTrust Name on File
Last Sale$630,900 (Apr 2019)
Tax Bill$9,448 (2025)
Deeds & MortgagesMay 2023 Transfer
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN43-00000421

Property Details

APN / Parcel Number

Primary APN43-00000421
Alternative APN
  • NATI M:00000043 P:00000421

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Units2 Units
Stories3 Stories
Building Area1,469 sqft Living Area
1st Floor Area520 sqft
Basement Area559 sqft
Unfinished Basement559 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 2018
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area1,825 sqft (0.042 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number43-00000421
Street Address20 COCHITUATE ST
CityNATICK
StateMA
Zip01760-3437
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1009
Census Tract382500

Owner

20 Cochituate St, a duplex, is owner-occupied and held in a trust since May 2023.

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address20 COCHITUATE ST, NATICK, MA 01760-3437
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 25, 2019Deed of Trust, Mortgage · Conventional with PMI
QUAD CTY BK&TR
Apr 26, 2019Quit Claim Deed, Transfer · Conventional with PMI
QUAD CTY BK&TR
Oct 5, 2018Quit Claim Deed, Transfer
TWIN CITY CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2019 · Amount on File
Deed SaleApr 26, 2019 · Amount on File
Prior SaleOct 5, 2018 · Amount on File
Deed Book / Page72508 / 288
Last Transfer DateMay 2, 2023
Transfer Doc081489-343
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateMay 2, 2023
Property Address20 COCHITUATE ST, NATICK, MA 01760-3437
Document Number081489-343
Book / Page81489 / 343
Instrument DateMay 2, 2023
Instrument44751
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COCHITUATE ST # UT1, UT1, NATICK, MA 01760-3437

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address20 COCHITUATE ST, NATICK, MA 01760-3437
Document Number73042-260
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COCHITUATE ST NATICK MA 017603437, NATICK, MA 01760-3437

Mortgage

Document Number73042-260
DateAug 1, 2019
Book Page073042/000260
Instrument113094
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 31, 2049

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateApr 26, 2019
Property Address20 COCHITUATE ST, NATICK, MA 01760-3437
Document Number72508-288
Book / Page072508 / 000288
Instrument DateApr 26, 2019
Instrument52393
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,876.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COCHITUATE ST NATICK MA 017603437, NATICK, MA 01760-3437

Mortgage

Document Number72508-290
DateApr 26, 2019
Book Page072508/000290
Instrument52394
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 25, 2049

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateOct 5, 2018
Property Address20 COCHITUATE ST, NATICK, MA 01760-3437
Document Number71717-220
Book / Page071717 / 000220
Instrument DateOct 1, 2018
Instrument154730
Transaction TypeTransfer
Record UpdatedOct 23, 2018

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,824.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 525 NATICK MA 017600005, NATICK, MA 01760-0005

Mortgage

Document Number71717-222
DateOct 5, 2018
Book Page071717/000222
Instrument154731
Lender
NameTWIN CITY CORP
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cochituate St was $9,448, up 3.5% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,448.00 (+3.49%)$790,000 (+6.1%) Land $358,000 Building $432,000$780,858
2024$9,129.00 (+5.27%)$744,600 (+8.53%) Land $338,100 Building $406,500
2023$8,672.00$686,100 Land $318,300 Building $367,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cochituate St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Cochituate St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Astound Broadband
Cable		1,500 / 50
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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