20 Cobblestone Ln, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 20 Cobblestone Ln, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,442 sqft · built 2005
Lot Size	20.4 acres (891,872 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Sep 2023)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`104513`

Property Details

APN / Parcel Number

Primary APN	`104513`
Alternative APN	`GLOU M:0218 B:0032 L:0402(H)`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,442 sqft Living Area
1st Floor Area	721 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	891,872 sqft (20.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104513
Street Address	20 COBBLESTONE LN
City	GLOUCESTER
State	MA
Zip	01930-3311
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VB
Legal Subdivision	POND VIEW VILLAGE I LEASEHOLD
Legal Block	32
Legal Lot Number	402H
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1011
Census Tract	221902

Owner

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Condominium Deed, Transfer
Sep 1, 2023	Condominium Deed, Transfer
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANKGLOUCESTER (GLOUCESTER COOP BANK)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Apr 6, 2011 · Amount on Record
Deed Document Number	2023920
Deed Book / Page	41743 / 483
Record Updated	Sep 20, 2026

September 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 18, 2023
Property Address	20 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Document Number	0041765-45
Book / Page	41765 / 45
Instrument Date	Sep 18, 2023
Instrument	20230918001310
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20 COBBLESTONE LN # H240, H240, GLOUCESTER, MA 01930-3311

September 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 1, 2023
Property Address	20 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Document Number	041743-483
Book / Page	41743 / 483
Instrument Date	Aug 30, 2023
Instrument	20230901000920
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 COBBLESTONE LN # UINT4, UINT4, GLOUCESTER, MA 01930-3311

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	20 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40403-485
Date	Oct 22, 2021
Book Page	40403/485
Instrument	20211022000400

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,282.00 (+14.34%)	$440,500 (+14.45%) Building $440,500
2024	$3,745.00 (+9.02%)	$384,900 (+18.65%) Building $384,900	$494,285
2023	$3,435.00	$324,400 Building $324,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 units insured incl. 3 condo units
Nearby Flood Claims	42 (1978–2022)
Claims Outside the SFHA	2 of 42
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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