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16 Cobblestone Ln, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 16 Cobblestone Ln, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,430 sqft · built 2005
Lot Size20.4 acres (891,872 sqft)
OwnerIndividual Name on File
Last Sale$219,000 (Jul 2013)
Tax Bill$4,253 (2025)
Deeds & MortgagesFeb 2021 Refinance
Aug 2023 Mortgage
Flood ZoneZone A (high risk)
APN104511

Property Details

APN / Parcel Number

Primary APN104511
Alternative APN
  • GLOU M:0218 B:0032 L:0404(H)

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,430 sqft Living Area
1st Floor Area715 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area891,872 sqft (20.4 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number104511
Street Address16 COBBLESTONE LN
CityGLOUCESTER
StateMA
Zip01930-3311
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block32
Legal Lot Number404H
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group1
Census Block1011
Census Tract221902

Owner

Source: Essex County and Gloucester City records · APN 104511

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE ANN SAVINGS BANK
Aug 17, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2013 · Amount on Record
Deed SaleJul 31, 2013 · Amount on Record
Prior SaleApr 23, 2008 · Amount on Record
Deed Book / Page32710 / 313
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address16 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039565-163
DateFeb 24, 2021
Book Page39565/163
Instrument20210224000690
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address16 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041716-356
DateAug 17, 2023
Book Page41716/356
Instrument20230817000260
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueSep 01, 2038

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,253.00 (+14.33%)$437,500 (+14.44%) Building $437,500
2024$3,720.00 (+9%)$382,300 (+18.62%) Building $382,300$350,075
2023$3,413.00$322,300 Building $322,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies24 units insured
3 under condo master policies
Nearby Flood Claims42 (1978–2022)
Claims Outside the SFHA2 of 42
Most Recent ClaimDec 2022, tidal / storm surge
Claims By Storm
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Coastal Storm, Oct 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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