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14 Cobblestone Ln, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 14 Cobblestone Ln, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,390 sqft · built 2005
Lot Size20.4 acres (891,872 sqft)
OwnerIndividual Name on File
Last Sale$229,000 (Apr 2008)
Tax Bill$4,155 (2025)
Deeds & MortgagesMar 2025 Mortgage
Jul 2023 Line of Credit
+ 1 more
Flood ZoneZone A (high risk)
APN104524

Property Details

APN / Parcel Number

Primary APN104524
Alternative APN
  • GLOU M:0218 B:0032 L:0301

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,390 sqft Living Area
1st Floor Area695 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area891,872 sqft (20.4 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number104524
Street Address14 COBBLESTONE LN
CityGLOUCESTER
StateMA
Zip01930-3311
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block32
Legal Lot Number301
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group1
Census Block1011
Census Tract221902

Owner

Source: Essex County and Gloucester City records · APN 104524

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2025Deed of Trust, Mortgage · ARM
ROCKET MORTGAGE
Jul 11, 2023Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Nov 21, 2018Deed of Trust, Mortgage · ARM
EASTERN BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2008 · Amount on Record
Deed SaleApr 16, 2008 · Amount on Record
Deed Book / Page27700 / 217
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address14 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042634-513
DateMar 28, 2025
Book Page42634/513
Instrument20250328000250
Lender
NameROCKET MORTGAGE
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.99%
Type Change DateApr 01, 2032
IndexOther
Margin3

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address14 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041654-273
DateJul 11, 2023
Book Page41654/273
Instrument20230711000120
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address14 COBBLESTONE LN, GLOUCESTER, MA 01930-3311
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37170-124
DateNov 21, 2018
Book Page37170/124
Instrument181121001540
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,155.00 (+14.34%)$427,500 (+14.46%) Building $427,500$352,545
2024$3,634.00 (+8.93%)$373,500 (+18.57%) Building $373,500
2023$3,336.00$315,000 Building $315,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies24 units insured (3 under condo master policies)
15 of 21 individual policies on primary residences
Nearby Flood Claims42 (1978–2022)
Claims Outside the SFHA2 of 42
Most Recent ClaimDec 2022, tidal / storm surge
Flood Events
  • Severe Winter Storm, Snowstorm, And Flooding (Jan 2015), 2 claims
  • Coastal Storm (Oct 1991), 3 claims
  • Coastal Storms, Flood, Ice & Snow (Feb 1978), 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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