Putnam County and Philipstown Town property record for 20 Chestnut St, Cold Spring, NY 10516 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,732 sqft · built 1912 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,702 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-3-55 |
| Primary APN | 372601 49.5-3-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 1,852 sqft |
| 1st Floor Area | 932 sqft |
| 2nd Floor Area | 800 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Old Style |
| Exterior Material | Composition/Composite |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| View / Lot | Lake Front |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 023750 |
|---|---|
| Street Address | 20 CHESTNUT ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2509 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | WEST POINT FOUNDRY BOUNDED |
| Legal Block | 3 |
| Legal Lot Number | 55.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records · APN 372601 49.5-3-55
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CHESTNUT ST, COLD SPRING, NY 10516-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VALLEY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2007 |
| Transfer Doc | 0017700073 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 20 CHESTNUT ST, COLD SPRING, NY 10516-2509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 20 CHESTNUT ST, COLD SPRING, NY 10516-2509 |
| Document Number | 0017750082 |
|---|---|
| Date | Apr 01, 2024 |
| Book Page | 1775/82 |
| Instrument | 1765-2024 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 20 CHESTNUT ST, COLD SPRING, NY 10516-2509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RECORD & RETURN TTL AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 20 CHESTNUT ST, COLD SPRING, NY 10516-2509 |
| Document Number | 0072070070 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 7207/70 |
| Instrument | 10437-2020 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152,900 (-) Land $15,000 Building $137,900 | $498,533 (+10.08%) | |
| 2024 | $9,702.00 | $152,900 (-) Land $15,000 Building $137,900 | $452,903 (+4.32%) |
| 2023 | $152,900 (-) Land $15,000 Building $137,900 | $434,128 (+11.73%) Land $42,589 Building $391,539 | |
| 2022 | $152,900 Land $15,000 Building $137,900 | $388,564 Land $38,119 Building $350,445 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 10 units insured 2 under condo master policies |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 3 of 29 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Cold Spring Historic District listed 1982 · 219 contributing resources · NRIS 82001235 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures