Putnam County and Philipstown Town property record for 14 Chestnut St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,424 sqft · built 1877 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $31,250 (Apr 2017) |
| Tax Bill | $16,080 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-3-4 |
| Primary APN | 372601 49.5-3-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 1,366 sqft |
| 2nd Floor Area | 1,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 252 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 007000 |
|---|---|
| Street Address | 14 CHESTNUT ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RES |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cold Spring Historic District listed 1982 · 219 contributing resources · NRIS 82001235 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 CHESTNUT ST, COLD SPRING, NY 10516-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR |
| Feb 14, 2020 | Loan Modification, Mortgage · Conventional Mortgage STIFEL BK&TR |
| Apr 5, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2017 · Amount on Record |
| Deed Sale | Apr 5, 2017 · Amount on Record |
| Prior Sale | Jan 13, 2004 · Amount on Record |
| Deed Document Number | 20171500864 |
| Deed Book / Page | 2041 / 64 |
| Last Transfer Date | Sep 30, 2020 |
| Transfer Doc | 0021810216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 14 CHESTNUT ST, COLD SPRING, NY 10516-2506 |
| Document Number | 0070460038 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 CHESTNUT ST COLD SPRING NY 105162506, COLD SPRING, NY 10516-2506 |
| Document Number | 0070460038 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 007046/000038 |
| Instrument | 1963 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 14 CHESTNUT ST, COLD SPRING, NY 10516-2506 |
| Document Number | 0070460053 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 CHESTNUT ST COLD SPRING NY 105162506, COLD SPRING, NY 10516-2506 |
| Document Number | 0070460053 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 007046/000053 |
| Instrument | 1964 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 5, 2017 |
| Property Address | 14 CHESTNUT ST, COLD SPRING, NY 10516-2506 |
| Document Number | 0020410064 |
| Book / Page | 002041 / 000064 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 1500864 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | S AND P LAND SERVICE, S&P LAND SERVICE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 140 RIVERSIDE BLVD #1601 NEW YORK NY 100690613, 1601, NEW YORK, NY 10069-0613 |
| Document Number | 67080026 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 006708/000026 |
| Instrument | 1601246 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,700 (-) Land $45,000 Building $213,700 | $843,495 (+10.08%) | |
| 2024 | $16,080.00 | $258,700 (-) Land $45,000 Building $213,700 | $766,291 (+4.32%) |
| 2023 | $258,700 (-) Land $45,000 Building $213,700 | $734,526 (+11.73%) Land $127,768 Building $606,758 | |
| 2022 | $258,700 Land $45,000 Building $213,700 | $657,433 Land $114,358 Building $543,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 2 condo units |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 3 of 29 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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