16 Chestnut St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 16 Chestnut St, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,746 sqft · built 1890
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Tax Bill	$12,437 (2024)
Deeds & Mortgages	Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`372601 49.5-3-5`

Property Details

APN / Parcel Number

Primary APN	`372601 49.5-3-5`
Alternative APNs	`260104900500030050000000` `029150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,746 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	1,250 sqft
2nd Floor Area	1,232 sqft
Upper Floors Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	029150
Street Address	16 CHESTNUT ST
City	COLD SPRING
State	NY
Zip	10516-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2012
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cold Spring Historic District listed 1982 · 219 contributing resources · NRIS 82001235

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County and Philipstown Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CHESTNUT ST, COLD SPRING, NY 10516-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 14, 2016
Transfer Doc	0020310219
Record Updated	Sep 20, 2026

November 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	PUTNAM NY
Recording Date	Nov 7, 2017
Property Address	16 CHESTNUT ST, COLD SPRING, NY 10516-2506
Document Number	0067710179
Book / Page	006771 / 000179
Instrument Date	Apr 13, 2016
Instrument	1603832
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ENCORE TITLE AGENCY, ENCORE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHESTNUT ST COLD SPRING NY 105162506, COLD SPRING, NY 10516-2506

Mortgage

Document Number	67710179
Date	Nov 7, 2017
Book Page	006771/000179
Instrument	1603832

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2037

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,000 (-) Land $41,300 Building $154,700	$639,061 (+10.07%)
2024	$12,437.00	$196,000 (-) Land $41,300 Building $154,700	$580,569 (+4.32%)
2023		$196,000 (-) Land $41,300 Building $154,700	$556,502 (+11.73%) Land $117,263 Building $439,239
2022		$196,000 Land $41,300 Building $154,700	$498,094 Land $104,956 Building $393,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 2 condo units
Nearby Flood Claims	29 (1992–2024)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 12 claims Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20