Rockingham County and Derry Town property record for 20 Cedar St, Derry, NH 03038
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,568 sqft · built 1925 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Apr 2022) |
| Tax Bill | $7,414 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Oct 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:29 B:23 |
| Primary APN | DERY M:29 B:23 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 2,992 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 20 CEDAR ST |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-2239 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MHR2 |
| Legal Block | 23 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 3400 |
Source: Rockingham County and Derry Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 CEDAR ST, DERRY, NH 03038-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Oct 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CTA CONSTRUCTION MGRS |
| Jan 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance FERNANDEZ & VALLERJO |
| Apr 29, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Aug 29, 2011 · Amount on Record |
| Deed Document Number | 20229163 |
| Deed Book / Page | 6403 / 2481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 20 CEDAR ST, DERRY, NH 03038-2239 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 06223-2889 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 6223/2889 |
| Instrument | 21004051 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 20 CEDAR ST, DERRY, NH 03038-2239 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 06443-2160 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 6443/2160 |
| Instrument | 22042527 |
| Name | CTA CONSTRUCTION MGRS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 20 CEDAR ST, DERRY, NH 03038-2239 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 06528-1572 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 6528/1572 |
| Instrument | 24001849 |
| Name | FERNANDEZ & VALLERJO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Apr 29, 2022 |
| Property Address | 20 CEDAR ST, DERRY, NH 03038-2239 |
| Document Number | 06403-2481 |
| Book / Page | 6403 / 2481 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 22019163 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 CONGRESS ST APT 27, 27, NASHUA, NH 03062-3353 |
| Document Number | 0022019164 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 22019164 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 20 CEDAR ST, DERRY, NH 03038-2239 |
| Document Number | 0059210228 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 CEDAR ST DERRY NH 030382239, DERRY, NH 03038-2239 |
| Document Number | 0059210228 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 005921/000228 |
| Instrument | 22485 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2033 |
Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,414.00 (+1.6%) | $390,400 (-) Land $206,900 Building $183,500 |
| 2024 | $7,297.00 (+11.1%) | $390,400 (+22.92%) Land $206,900 Building $183,500 |
| 2023 | $6,568.00 (+9.5%) | $317,600 (+0.83%) Land $175,800 Building $141,800 |
| 2022 | $5,998.00 | $315,000 Land $175,800 Building $139,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 units insured incl. 7 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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