20 1/2 Cedar St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 20 1/2 Cedar St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,974 sqft · built 2006
Lot Size	0.373 acres (16,227 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2019)
Tax Bill	$10,688 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:29 B:23 L:1`

Property Details

APN / Parcel Number

Primary APN	`DERY M:29 B:23 L:1`
Alternative APN	`29023001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
Gross Area	3,176 sqft
1st Floor Area	852 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,227 sqft (0.373 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	29023001
Street Address	20 1/2 CEDAR ST
City	DERRY
State	NH
Zip	03038-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHR2
Legal Block	23
Legal Lot Number	1
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2008
Census Tract	3400

Owner

Source: Rockingham County and Derry Town records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 1/2 CEDAR ST, DERRY, NH 03038-2239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Aug 7, 2006 · Amount on Record
Deed Document Number	20199857
Deed Book / Page	6005 / 1829
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jun 4, 2019
Property Address	20 1/2 CEDAR ST, DERRY, NH 03038-2239
Document Number	0060051829
Book / Page	006005 / 001829
Instrument Date	May 31, 2019
Instrument	19857
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,475.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FERNVIEW AVE #6 NORTH ANDOVER MA 018454461, 6, NORTH ANDOVER, MA 01845-4461

Mortgage

Document Number	60051831
Date	Jun 4, 2019
Book Page	006005/001831
Instrument	19858

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,688.00 (+1.61%)	$562,800 (-) Land $208,700 Building $354,100
2024	$10,519.00 (-4.04%)	$562,800 (+6.17%) Land $208,700 Building $354,100
2023	$10,962.00 (+8.61%)	$530,100 (-) Land $177,300 Building $352,800
2022	$10,093.00	$530,100 Land $177,300 Building $352,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 units insured incl. 7 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30