19 Cedar St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 19 Cedar St, Derry, NH 03038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,504 sqft · built 1954
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on Record
Last Sale$264,500 (Dec 2005)
Tax Bill$8,356 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNDERY M:29 B:27

Property Details

APN / Parcel Number

Primary APNDERY M:29 B:27

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,504 sqft Living Area
Gross Area2,498 sqft
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address19 CEDAR ST
CityDERRY
StateNH
Zip03038-2240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHR2
Legal Block27
JurisdictionDERRY TOWN NH
Township / Civil DivisionDERRY
Census Block Group2
Census Block2005
Census Tract3400

Owner

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19 CEDAR ST, DERRY, NH 03038-2240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST HOME BANK
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2005 · Amount on Record
Deed SaleDec 16, 2005 · Amount on Record
Deed Book / Page4595 / 1923
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERRY TOWN NH
Property Address19 CEDAR ST, DERRY, NH 03038-2240
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06373-2762
DateJan 12, 2022
Book Page6373/2762
Instrument22001949
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueFeb 1, 2046
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERRY TOWN NH
Property Address19 CEDAR ST, DERRY, NH 03038-2240
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06335-1691
DateSep 30, 2021
Book Page6335/1691
Instrument21062116
Lender
NameFIRST HOME BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERRY TOWN NH
Property Address19 CEDAR ST, DERRY, NH 03038-2240
Document Number0060880718
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CEDAR ST DERRY NH 030382240, DERRY, NH 03038-2240

Mortgage

Document Number0060880718
DateFeb 28, 2020
Book Page006088/000718
Instrument9049
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 27, 2035

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionDerry Town
Elementary School DistrictDerry School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,356.00 (+1.61%)$440,000 (-) Land $199,300 Building $240,700
2024$8,224.00 (+3.75%)$440,000 (+14.79%) Land $199,300 Building $240,700
2023$7,927.00 (+8.62%)$383,300 (-) Land $169,400 Building $213,900$426,075
2022$7,298.00$383,300 Land $169,400 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 units insured
incl. 7 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERRY WATER DEPT
serves 17,528 people · EPA ID NH0611010
Water SourcePurchased surface water from MANCHESTER WATER WORKS
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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