20 Cedar Ave, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 20 Cedar Ave, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,774 sqft · built 1917
Lot Size	0.28 acres (12,179 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Aug 2020)
Tax Bill	$10,016 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STON M:18 B:000 L:90`

Property Details

APN / Parcel Number

Primary APN	`STON M:18 B:000 L:90`
Alternative APN	`3920`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,774 sqft Living Area
Gross Area	5,019 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	12,179 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3920
Street Address	20 CEDAR AVE
City	STONEHAM
State	MA
Zip	02180-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	90
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	2
Census Block	2009
Census Tract	337300

Owner

20 Cedar Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 CEDAR AVE, STONEHAM, MA 02180-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Sep 30, 2004 · Amount on File
Deed Document Number	2020135278
Deed Book / Page	75342 / 350
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	75342-350
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Aug 11, 2020
Property Address	20 CEDAR AVE, STONEHAM, MA 02180-2421
Document Number	75342-350
Book / Page	75342 / 350
Instrument Date	Aug 6, 2020
Instrument	135278
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 CEDAR AVE, STONEHAM, MA 02180-2421

Mortgage

Document Number	135279
Date	Aug 11, 2020
Instrument	135279

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Cedar Ave was $10,016, up 4.7% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,016.00 (+4.67%)	$995,600 (+6.44%) Land $380,500 Building $615,100	$1,053,170 (-)
2025	$9,569.00 (+5.57%)	$935,400 (+9.29%) Land $361,500 Building $573,900	$1,053,170 (+2.28%)
2024	$9,064.00 (+2.91%)	$855,900 (+7.86%) Land $333,000 Building $522,900	$1,029,705
2023	$8,808.00	$793,500 Land $304,500 Building $489,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cedar Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20