23 Cedar Ave, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 23 Cedar Ave, Stoneham, MA 02180

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,410 sqft · built 1953
Lot Size0.168 acres (7,327 sqft)
OwnerIndividual Name on Record
Last Sale$647,000 (Nov 2021)
Tax Bill$7,427 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Feb 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNSTON M:18 B:000 L:72

Property Details

APN / Parcel Number

Primary APNSTON M:18 B:000 L:72
Alternative APN
  • 3903

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,410 sqft Living Area
Gross Area2,256 sqft
Basement Area600 sqft
Unfinished Basement240 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,327 sqft (0.168 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3903
Street Address23 CEDAR AVE
CitySTONEHAM
StateMA
Zip02180-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number72
JurisdictionSTONEHAM MA
Township / Civil DivisionSTONEHAM
Census Block Group2
Census Block2006
Census Tract337300

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 CEDAR AVE, STONEHAM, MA 02180-2420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LAKEVIEW LOAN SERVICING LLC
Nov 19, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Apr 29, 2019Quit Claim Deed, Transfer · VA Mortgage
MORTGAGE NTWK
Jul 21, 2017Quit Claim Deed, Transfer
BERKSHIRE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Prior SaleJul 21, 2017 · Amount on Record
Deed Document Number2021252900
Deed Book / Page79184 / 258
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Recording DateMay 14, 2026
Property Address23 CEDAR AVE, STONEHAM, MA 02180-2420
Document Number085593-262
Book / Page85593 / 262
Instrument DateMay 6, 2026
Instrument202655181
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CEDAR AVE, STONEHAM, MA 02180-2420

Mortgage

Document Number0000055181,
DateMay 14, 2026
Book Page85593/262
Instrument202655181
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJun 1, 2066
Interest
Rate6.37%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Property Address23 CEDAR AVE, STONEHAM, MA 02180-2420
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number076926-462
DateFeb 10, 2021
Book Page76926/462
Instrument30377
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueMar 1, 2050

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTONEHAM MA
Recording DateNov 19, 2021
Property Address23 CEDAR AVE, STONEHAM, MA 02180-2420
Document Number79184-258
Book / Page79184 / 258
Instrument DateNov 19, 2021
Instrument252900
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CEDAR AVE, STONEHAM, MA 02180-2420

Mortgage

Document Number252901
DateNov 19, 2021
Instrument252901
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTONEHAM MA
Recording DateApr 29, 2019
Property Address23 CEDAR AVE, STONEHAM, MA 02180-2420
Document Number72519-131
Book / Page072519 / 000131
Instrument DateApr 24, 2019
Instrument53443
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 CEDAR AVE STONEHAM MA 021802420, STONEHAM, MA 02180-2420

Mortgage

Document Number72519-133
DateApr 29, 2019
Book Page072519/000133
Instrument53444
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2049

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTONEHAM MA
Recording DateJul 21, 2017
Property Address23 CEDAR AVE, STONEHAM, MA 02180-2420
Document Number69646-214
Book / Page69646 / 214
Instrument114983
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44.32
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23 CEDAR AVE, STONEHAM, MA 02180-2420

Mortgage

Document Number696460217
DateJul 21, 2017
Instrument69646/0217
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJul 21, 2047

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStoneham Town
Unified School DistrictStoneham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,427.00 (+3.74%)$738,300 (+5.5%) Land $373,300 Building $365,000$795,245 (-)
2025$7,159.00 (+4.57%)$699,800 (+8.24%) Land $354,600 Building $345,200$795,245 (+3.47%)
2024$6,846.00 (+2.36%)$646,500 (+7.3%) Land $326,600 Building $319,900$768,550
2023$6,688.00$602,500 Land $298,600 Building $303,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONEHAM WATER DEPT (MWRA SUPPLY)
serves 23,244 people · EPA ID MA3284000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Sep 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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