Middlesex County and Stoneham Town property record for 16 Cedar Ave, Stoneham, MA 02180
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,154 sqft · built 1959 |
| Lot Size | 0.239 acres (10,393 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,825 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:18 B:000 L:88 |
| Primary APN | STON M:18 B:000 L:88 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,154 sqft Living Area |
| Gross Area | 6,520 sqft |
| Basement Area | 2,104 sqft |
| Unfinished Basement | 210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,393 sqft (0.239 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3918 |
|---|---|
| Street Address | 16 CEDAR AVE |
| City | STONEHAM |
| State | MA |
| Zip | 02180-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 88 |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 337300 |
16 Cedar Ave is owned and occupied by two individuals who acquired it in September 2020.
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 CEDAR AVE, STONEHAM, MA 02180-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU |
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jun 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Oct 7, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2020 |
| Transfer Doc | 1855473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 16 CEDAR AVE, STONEHAM, MA 02180-2421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001993660 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 1993660 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 16 CEDAR AVE, STONEHAM, MA 02180-2421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001924914 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 1924914 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 16 CEDAR AVE, STONEHAM, MA 02180-2421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1881662 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 1881662 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Oct 7, 2020 |
| Property Address | 16 CEDAR AVE, STONEHAM, MA 02180-2421 |
| Document Number | 0001855473 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 1855473 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 CEDAR ST STONEHAM MA 02180, STONEHAM, MA 02180 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 16 CEDAR AVE, STONEHAM, MA 02180-2421 |
| Document Number | 0000074335 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000074335 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 74335 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2027 |
The 2026 property tax bill for 16 Cedar Ave was $11,825, up 4.2% from the year before.
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,825.00 (+4.21%) | $1,175,400 (+5.97%) Land $400,100 Building $775,300 | $1,738,025 (-) |
| 2025 | $11,347.00 (+4.42%) | $1,109,200 (+8.09%) Land $380,100 Building $729,100 | $1,738,025 (+4.11%) |
| 2024 | $10,867.00 (+8.42%) | $1,026,200 (+13.64%) Land $350,100 Building $676,100 | $1,669,340 |
| 2023 | $10,023.00 | $903,000 Land $320,100 Building $582,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Cedar Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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