Lincoln County property record for 20 Bluff Haven Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,978 sqft · built 2005 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,030 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-80-33-000-000-007.003 |
| Primary APN | 14-80-33-000-000-007.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| Basement Area | 1,978 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 148,104 sqft (3.4 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 20 BLUFF HAVEN DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLUFF HAVEN ESTATES, PER SURVEY E1/59 |
| Legal Range | 01E |
| Legal Township | 49 |
| Legal Section | 33 |
| Legal Subdivision | BLUFF HAVEN ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 810310 |
Source: Lincoln County records · APN 14-80-33-000-000-007.003
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 BLUFF HAVEN DR, TROY, MO 63379-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE |
| Mar 28, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 20 BLUFF HAVEN DR, TROY, MO 63379-5514 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | MEYER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2462/381 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 2462/381 |
| Instrument | 2021004890 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 20 BLUFF HAVEN DR, TROY, MO 63379-5514 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017002515 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 2409/0089 |
| Instrument | 2017002515 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,030.00 (+8.28%) | $65,947 (+9.78%) Land $8,417 Building $57,530 | $347,090 (+9.78%) Land $44,300 Building $302,790 |
| 2023 | $3,722.00 (+4.73%) | $60,074 Land $7,125 Building $52,949 | $316,180 Land $37,500 Building $278,680 |
| 2022 | $3,554.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Brightspeed DSL | 100 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: SysTec Wireless Communications.
Based on FCC filings for 9 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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