20 Birch Rd, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 20 Birch Rd, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,631 sqft · built 1942
Lot Size	0.122 acres (5,293 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Jan 2025)
Tax Bill	$15,407 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00614-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`10-00614-0000-00013`
Alternative APNs	`100061400013` `325000`

Interior

Building Area	1,631 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,293 sqft (0.122 acres)
Lot Dimensions	98 ft deep x 54 ft wide

Location & Zoning

Account Number	325000
Street Address	20 BIRCH RD
City	DUMONT
State	NJ
Zip	07628-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	54X98
Legal Subdivision	FRANKLIN SUBURBS
Legal Block	614
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4002
Census Tract	10100

Owner

20 Birch Rd is owned and occupied by two individuals who bought it in January 2025.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 BIRCH RD, DUMONT, NJ 07628-2010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 24, 2023	Sheriff's Deed, Foreclosure · Construction Mortgage TVC FUDNING I LLC
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on File
Deed Sale	Jan 21, 2025 · Amount on File
Prior Sale	Sep 29, 2023 · Amount on File
Deed Document Number	20254531
Deed Book / Page	5408 / 1235
Prior Transfer Date	Jul 29, 1994
Prior Transfer Doc	7723000477
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 29, 2023
Property Address	20 BIRCH RD, DUMONT, NJ 07628-2010
Document Number	0050941088
Book / Page	5094 / 1088
Instrument Date	Aug 17, 2023
Instrument	2023064271
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,018.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 GROVE ST # 4156, 4156, JERSEY CITY, NJ 07302-5923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BIRCH RD, DUMONT, NJ 07628-2010

Mortgage

Document Number	2023064272
Date	Sep 29, 2023
Instrument	2023064272

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

March 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 24, 2023
Property Address	20 BIRCH RD, DUMONT, NJ 07628-2010
Document Number	0049580807
Book / Page	4958 / 807
Instrument Date	Feb 22, 2023
Instrument	2023020919
Transaction Type	Foreclosure
Record Updated	Apr 19, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,224.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 GROVE ST # 4156, 4156, JERSEY CITY, NJ 07302-5923

Mortgage

Document Number	2023020920
Date	Mar 24, 2023
Instrument	2023020920

Lender

Name	TVC FUDNING I LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	3 Months
Due	Jun 1, 2023

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 BIRCH RD, DUMONT, NJ 07628-2010
Document Number	0028900188
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BIRCH RD DUMONT NJ 076282010, DUMONT, NJ 07628-2010

Mortgage

Document Number	0028900188
Date	Mar 26, 2018
Book Page	002890/000188

Lender

Name	HOUSING FIN AGCY
Address	TRENTON, NJ 08650-2085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Birch Rd was $15,407, up 18% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,700 (+7.34%) Land $313,800 Building $392,900	$706,700 (+7.34%) Land $313,800 Building $392,900
2025	$15,407.00 (+17.96%)	$658,400 Land $288,500 Building $369,900	$658,400 Land $288,500 Building $369,900
2024	$13,061.00
2023		$250,800 (-) Land $162,900 Building $87,900	$250,800 (-) Land $162,900 Building $87,900
2022	$9,738.00 (-2.4%)	$250,800 Land $162,900 Building $87,900	$250,800 Land $162,900 Building $87,900
2021	$9,977.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Birch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Birch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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