16 Birch Rd, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 16 Birch Rd, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,195 sqft · built 1942
Lot Size	0.122 acres (5,293 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2022)
Tax Bill	$11,026 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00614-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`10-00614-0000-00014`
Alternative APNs	`100061400014` `325100`

Interior

Building Area	1,195 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,293 sqft (0.122 acres)
Lot Dimensions	98 ft deep x 54 ft wide

Location & Zoning

Account Number	325100
Street Address	16 BIRCH RD
City	DUMONT
State	NJ
Zip	07628-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	54X98
Legal Subdivision	FRANKLIN SUBURBS
Legal Block	614
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4002
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 BIRCH RD, DUMONT, NJ 07628-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage VISIONS FCU
Sep 6, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Feb 8, 2012 · Amount on Record
Deed Document Number	202287971
Deed Book / Page	4797 / 1533
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 BIRCH RD, DUMONT, NJ 07628-2010
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BIRCH RD, DUMONT, NJ 07628-2010

Mortgage

Document Number	0056270995
Date	Oct 22, 2025
Book Page	5627/995
Instrument	2025071863

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 5, 2040

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 6, 2022
Property Address	16 BIRCH RD, DUMONT, NJ 07628-2010
Document Number	0047971533
Book / Page	4797 / 1533
Instrument Date	Jul 18, 2022
Instrument	2022087971
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 SE 15TH TER, 225, DEERFIELD BEACH, FL 33441-4428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BIRCH RD, DUMONT, NJ 07628-2010

Mortgage

Document Number	2022087972
Date	Sep 6, 2022
Instrument	2022087972

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 BIRCH RD, DUMONT, NJ 07628-2010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026791720
Date	Jul 31, 2017
Book Page	02679/1720
Instrument	17-056886

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,200 (+7.43%) Land $313,800 Building $192,400	$506,200 (+7.43%) Land $313,800 Building $192,400
2025	$11,026.00 (-3.09%)	$471,200 (+68.35%) Land $288,500 Building $182,700	$471,200 (+68.35%) Land $288,500 Building $182,700
2024	$11,378.00 (+4.69%)
2023		$279,900 Land $162,900 Building $117,000	$279,900 Land $162,900 Building $117,000
2022	$10,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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