15 Birch Rd, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 15 Birch Rd, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1942
Lot Size	0.119 acres (5,192 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (May 1997)
Tax Bill	$11,174 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00615-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`10-00615-0000-00018`
Alternative APNs	`100061500018` `325500`

Interior

Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,192 sqft (0.119 acres)
Lot Dimensions	98 ft deep x 53 ft wide

Location & Zoning

Account Number	325500
Street Address	15 BIRCH RD
City	DUMONT
State	NJ
Zip	07628-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	53X98
Legal Subdivision	FRANKLIN SUBURBS
Legal Block	615
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4001
Census Tract	10100

Owner

15 Birch Rd is owned and occupied by two individuals who bought it in May 1997.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 BIRCH RD, DUMONT, NJ 07628-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC STEWARDSHIP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1997 · Amount on File
Deed Sale	May 21, 1997 · Amount on File
Deed Book / Page	7972 / 660
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	15 BIRCH RD, DUMONT, NJ 07628-2009
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BIRCH RD, DUMONT, NJ 07628-2009

Mortgage

Document Number	0048080043
Date	Sep 14, 2022
Book Page	4808/43
Instrument	2022091146

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	15 BIRCH RD, DUMONT, NJ 07628-2009
Document Number	0033001449
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 BIRCH RD MAHWAH NJ 074303005, MAHWAH, NJ 07430-3005

Mortgage

Document Number	0033001449
Date	Jul 22, 2019
Book Page	003300/001449
Instrument	47041

Lender

Name	ATLANTIC STEWARDSHIP BK
Type	Bank
Address	MIDLAND PARK, NJ 07432

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Birch Rd was $11,174, down 7.7% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,800 (+7.39%) Land $312,500 Building $200,300	$512,800 (+7.39%) Land $312,500 Building $200,300
2025	$11,174.00 (-7.66%)	$477,500 Land $287,300 Building $190,200	$477,500 Land $287,300 Building $190,200
2024	$12,101.00
2023		$297,700 Land $161,900 Building $135,800	$297,700 Land $161,900 Building $135,800
2022	$11,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Birch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Birch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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