20 Baldwin Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 20 Baldwin Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1964
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2021)
Tax Bill	$11,291 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 22.80-1-2`

Property Details

APN / Parcel Number

Primary APN	`372200 22.80-1-2`
Alternative APNs	`220002208000010020000000` `068850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	801 sqft
Basement Area	801 sqft
Finished Basement	801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	068850
Street Address	20 BALDWIN RD
City	CARMEL
State	NY
Zip	10512-4944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1001
Census Tract	10400

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BALDWIN RD, CARMEL, NY 10512-4944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	202144192021
Deed Book / Page	2209 / 137
Record Updated	Oct 29, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Apr 8, 2021
Property Address	20 BALDWIN RD, CARMEL, NY 10512-4944
Document Number	0022090137
Book / Page	2209 / 137
Map Reference	MAP 130J
Instrument Date	Mar 30, 2021
Instrument	4419-2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 BALDWIN RD, 20, CARMEL, NY 10512-4944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 LOCKWOOD AVE, NEW ROCHELLE, NY 10801-4902

Mortgage

Document Number	0007325244
Date	Apr 8, 2021
Instrument	7325/244

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,000 (+58.33%) Land $74,400 Building $305,600	$380,000 (+8.93%) Land $74,400 Building $305,600
2024	$11,291.00
2023		$240,000 (-) Land $30,000 Building $210,000	$348,837 (+21.66%) Land $43,605 Building $305,232
2022		$240,000 Land $30,000 Building $210,000	$286,738 Land $35,842 Building $250,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT WD 2 serves 276 people · EPA ID NY3905702
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250