Putnam County and Kent Town property record for 17 Baldwin Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 942 sqft · built 1935 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,000 (Jun 2026) |
| Tax Bill | $8,945 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 22.79-1-40 |
| Primary APN | 372200 22.79-1-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 942 sqft Living Area |
| 1st Floor Area | 942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 109 ft deep x 120 ft wide |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 286 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 068625 |
|---|---|
| Street Address | 17 BALDWIN RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-4943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 1 |
| Legal Lot Number | 40.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10400 |
Source: Putnam County and Kent Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 SASSO LN, WINGDALE, NY 12594-1848 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VALLEY FCU |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VALLEY FCU |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Jun 10, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Oct 29, 2025 | Deed, Transfer UNKNOWN, EMPIRE CITY ABSTRACT |
| Mar 12, 2019 | Bargain and Sale Deed, Transfer FIDELITY NATIONAL TTL INS CO |
| Nov 30, 2018 | Trustee's Deed FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Jun 19, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2025 · Amount on Record |
| Deed Document Number | 20263576 |
| Deed Book / Page | 2444 / 259 |
| Prior Transfer Date | Mar 17, 2017 |
| Prior Transfer Doc | 0020470066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Document Number | 0074650291 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 7465/291 |
| Instrument | 11111-2021 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Document Number | 0074650310 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 7465/310 |
| Instrument | 11112-2021 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Document Number | 0077360085 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 7736/85 |
| Instrument | 10663-2022 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 10, 2026 |
| Property Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Document Number | 0000003576 |
| Book / Page | 2444 / 259 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20263576 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148,672.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 38 SASSO LN, WINGDALE, NY 12594-1848 |
| Document Number | 0000003577, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 8114/145 |
| Instrument | 20263577 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Oct 29, 2025 |
| Property Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Document Number | 0024180239 |
| Book / Page | 2418 / 239 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 6770-2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Title Company | UNKNOWN, EMPIRE CITY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,232.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Name | Verified Name |
|---|---|
| Address | 580 5TH AVE STE 1204, 1204, NEW YORK, NY 10036-4720 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Mar 12, 2019 |
| Property Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Document Number | 0021060154 |
| Book / Page | 2106 / 154 |
| Map Reference | MAP 130J |
| Instrument Date | Jan 31, 2019 |
| Instrument | 1500659 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE STE 400, 9990, HOUSTON, TX 77042-4546 |
| Name | Verified Name |
|---|---|
| Address | 112 COTTAGE RD, CARMEL, NY 10512-6503 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 30, 2018 |
| Property Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Document Number | 0020960487 |
| Book / Page | 002096 / 000487 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 1503154 |
| Record Updated | Dec 18, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $680.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 19, 2017 |
| Property Address | 17 BALDWIN RD, CARMEL, NY 10512-4943 |
| Document Number | 0020470066 |
| Book / Page | 002047 / 000066 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 1501486 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $949.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,945.00 (+4.93%) | $302,000 (+66.67%) Land $62,400 Building $239,600 | $302,000 (+14.67%) Land $62,400 Building $239,600 |
| 2024 | $8,525.00 | $181,200 (-) Land $16,200 Building $165,000 | $263,372 (-) |
| 2023 | $181,200 (-) Land $16,200 Building $165,000 | $263,372 (+21.66%) Land $23,547 Building $239,825 | |
| 2022 | $181,200 Land $16,200 Building $165,000 | $216,487 Land $19,355 Building $197,132 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT WD 2 serves 276 people · EPA ID NY3905702 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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