20 Bailey Ave, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 20 Bailey Ave, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	2,880 sqft · built 1959
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$698,000 (Aug 2023)
Tax Bill	$15,468 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-01901-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`42-01901-0000-00036`
Alternative APNs	`42022100000000100001` `420221000000001001`

Interior

Stories	1 Story
Building Area	2,880 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	420221000000001001
Street Address	20 BAILEY AVE
City	OAKLAND
State	NJ
Zip	07436-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	0.390 AC
Legal Block	1901
Legal Lot Number	36
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1004
Census Tract	39100

Owner

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BAILEY AVE, OAKLAND, NJ 07436-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	202350611
Deed Book / Page	5051 / 159
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 2, 2023
Property Address	20 BAILEY AVE, OAKLAND, NJ 07436-1803
Document Number	0050510159
Book / Page	5051 / 159
Instrument Date	Jul 6, 2023
Instrument	2023050611
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,223.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 ARROWHEAD RD, OAKLAND, NJ 07436-3805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BAILEY AVE, OAKLAND, NJ 07436-1803
Investor	Possibly a Property Investor

Mortgage

Document Number	2023050612
Date	Aug 2, 2023
Instrument	2023050612

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,200 (+6.4%) Land $308,600 Building $444,600	$753,200 (+6.4%) Land $308,600 Building $444,600
2025	$15,468.00 (+2.13%)	$707,900 (+15.31%) Land $301,900 Building $406,000	$707,900 (+15.31%) Land $301,900 Building $406,000
2024	$15,145.00 (+7.82%)
2023		$613,900 (+2.8%) Land $257,900 Building $356,000	$613,900 (+2.8%) Land $257,900 Building $356,000
2022	$14,046.00 (-17.31%)	$597,200 Land $251,100 Building $346,100	$597,200 Land $251,100 Building $346,100
2021	$16,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	415 (1979–2011)
Claims Outside the SFHA	41 of 415
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 75 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 103 claims Coastal Storms & Flooding, Apr 1984 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20