Bergen County and Oakland Borough property record for 10 Bailey Ave, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 2,108 sqft · built 1948 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Aug 2023) |
| Tax Bill | $13,064 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-01901-0000-00034 |
| Primary APN | 42-01901-0000-00034 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,108 sqft Living Area |
| 1st Floor Area | 2,108 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4202210000000006 |
|---|---|
| Street Address | 10 BAILEY AVE |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.459 AC |
| Legal Block | 1901 |
| Legal Lot Number | 34 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 39100 |
10 Bailey Ave is owned and occupied by an individual who bought it in August 2023.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 BAILEY AVE, OAKLAND, NJ 07436-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP |
| Jun 7, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on File |
| Deed Sale | Aug 31, 2023 · Amount on File |
| Prior Sale | Aug 5, 1996 · Amount on File |
| Deed Document Number | 202357451 |
| Deed Book / Page | 5072 / 1090 |
| Prior Transfer Date | May 15, 2012 |
| Prior Transfer Doc | 0010550766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 31, 2023 |
| Property Address | 10 BAILEY AVE, OAKLAND, NJ 07436-1803 |
| Document Number | 0050721090 |
| Book / Page | 5072 / 1090 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023057451 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,246.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 BAILEY AVE, OAKLAND, NJ 07436-1803 |
| Name | Verified Name |
|---|---|
| Address | 10 BAILEY AVE, OAKLAND, NJ 07436-1803 |
| Document Number | 2023057452 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023057452 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 BAILEY AVE, OAKLAND, NJ 07436-1803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050090993 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 5009/993 |
| Instrument | 2023037392 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10 Bailey Ave was $13,064, up 2.4% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,400 (+5.77%) Land $312,700 Building $319,700 | $632,400 (+5.77%) Land $312,700 Building $319,700 | |
| 2025 | $13,064.00 (+2.43%) | $597,900 Land $306,000 Building $291,900 | $597,900 Land $306,000 Building $291,900 |
| 2024 | $12,754.00 | ||
| 2023 | $524,100 (+2.76%) Land $261,400 Building $262,700 | $524,100 (+2.76%) Land $261,400 Building $262,700 | |
| 2022 | $11,995.00 (-5.32%) | $510,000 Land $254,600 Building $255,400 | $510,000 Land $254,600 Building $255,400 |
| 2021 | $12,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 415 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 415 (1979–2011) |
| Claims Outside the SFHA | 41 of 415 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Bailey Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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