27 Bailey Ave, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 27 Bailey Ave, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	1,016 sqft · built 1940
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2010)
Tax Bill	$7,442 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-02301-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`42-02301-0000-00004`
Alternative APNs	`4202211000000002` `420230100004`

Interior

Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	72 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	4202211000000002
Street Address	27 BAILEY AVE
City	OAKLAND
State	NJ
Zip	07436-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	0.085 AC
Legal Block	2301
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1004
Census Tract	39100

Owner

27 Bailey Ave is owned and occupied by two individuals who bought it in July 2010.

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 BAILEY AVE, OAKLAND, NJ 07436-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2010 · Amount on File
Deed Sale	Jul 12, 2010 · Amount on File
Prior Sale	Nov 14, 2005 · Amount on File
Deed Document Number	20104731001
Deed Book / Page	473 / 1001
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 BAILEY AVE, OAKLAND, NJ 07436-1802
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042701888
Date	Jul 14, 2021
Book Page	4270/1888
Instrument	2021113163

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 27 Bailey Ave was $7,442, up 3.7% from the year before.

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,500 (+7.6%) Land $220,500 Building $146,000	$366,500 (+7.6%) Land $220,500 Building $146,000
2025	$7,442.00 (+3.68%)	$340,600 Land $215,600 Building $125,000	$340,600 Land $215,600 Building $125,000
2024	$7,178.00
2023		$297,600 Land $182,200 Building $115,400	$297,600 Land $182,200 Building $115,400
2022	$6,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 415 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	415 (1979–2011)
Claims Outside the SFHA	41 of 415
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 75 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 103 claims Coastal Storms & Flooding, Apr 1984 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Bailey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20