Monmouth County and Freehold Borough property record for 20 3rd St, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,020 sqft · built 2006 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Feb 2004) |
| Tax Bill | $9,560 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00079-0000-00001-01 |
| Primary APN | 16-00079-0000-00001-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,122 sqft |
| Upper Floors Area | 1,122 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 144 ft deep x 50 ft wide |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Patio Area | 560 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 1600079000000001A |
|---|---|
| Street Address | 20 3RD ST |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-2455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 79 |
| Legal Lot Number | 1.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 810800 |
20 3rd St is owned and occupied by two individuals who acquired it in July 2024.
Source: Monmouth County and Freehold Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 3RD ST, FREEHOLD, NJ 07728-2455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2004 · Amount on File |
| Deed Sale | Feb 4, 2004 · Amount on File |
| Deed Book / Page | 8325 / 896 |
| Last Transfer Date | Jul 22, 2024 |
| Transfer Doc | 0096986650 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20 3rd St was $9,560, up 2.1% from the year before.
Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Freehold Borough |
| Elementary School District | Freehold Borough School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,600 (+16.74%) Land $290,000 Building $266,600 | $556,600 (+16.74%) Land $290,000 Building $266,600 | |
| 2025 | $9,560.00 (+2.08%) | $476,800 Land $209,100 Building $267,700 | $476,800 Land $209,100 Building $267,700 |
| 2024 | $9,365.00 | ||
| 2023 | $423,700 Land $155,700 Building $268,000 | $423,700 Land $155,700 Building $268,000 | |
| 2022 | $8,727.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Optimum.
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