16 3rd St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 16 3rd St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1940
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$276,100 (Jan 2020)
Tax Bill	$9,516 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Feb 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00079-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`16-00079-0000-00001`
Alternative APN	`160007900001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	90 ft deep x 100 ft wide
Porch	Enclosed Porch
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	16 3RD ST
City	FREEHOLD
State	NJ
Zip	07728-2461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	FREEHOLD
Legal Block	79
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2023
Census Tract	810800

Owner

16 3rd St is owned and occupied by an individual who bought it in January 2020.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 3RD ST, FREEHOLD, NJ 07728-2461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG
Feb 14, 2019	Grant Deed, Construction Loan · Line of Credit CONVENTUS LLC
Oct 17, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	Feb 14, 2019 · Amount on File
Deed Document Number	20204864
Deed Book / Page	9391 / 224
Prior Transfer Date	Oct 18, 2006
Prior Transfer Doc	0086037920
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 13, 2020
Property Address	16 3RD ST, FREEHOLD, NJ 07728-2461
Document Number	0000004864
Book / Page	009391 / 000224
Instrument Date	Dec 4, 2019
Instrument	4864
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 3RD ST FREEHOLD NJ 077282461, FREEHOLD, NJ 07728-2461

Mortgage

Document Number	4865
Date	Jan 13, 2020
Book Page	009391/000248
Instrument	4865

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

February 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 14, 2019
Property Address	16 3RD ST, FREEHOLD, NJ 07728-2461
Document Number	0000014612
Book / Page	009335 / 005965
Instrument Date	Jan 23, 2019
Instrument	14612
Transaction Type	Construction Loan
Record Updated	Feb 28, 2019
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1835 RYDER ST BROOKLYN NY 112344501, BROOKLYN, NY 11234-4501

Mortgage

Document Number	14613
Date	Feb 14, 2019
Book Page	009335/005972
Instrument	14613

Lender

Name	CONVENTUS LLC
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 17, 2017
Property Address	16 3RD ST, FREEHOLD, NJ 07728-2461
Document Number	0000101581
Book / Page	009254 / 000331
Instrument Date	Sep 8, 2017
Instrument	101581
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 3RD ST FREEHOLD NJ 077282461, FREEHOLD, NJ 07728-2461

Tax Assessment & Valuation

The 2025 property tax bill for 16 3rd St was $9,516, up 4.8% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,800 (+17.53%) Land $299,600 Building $258,200	$557,800 (+17.53%) Land $299,600 Building $258,200
2025	$9,516.00 (+4.76%)	$474,600 Land $218,700 Building $255,900	$474,600 Land $218,700 Building $255,900
2024	$9,084.00
2023		$403,500 Land $165,300 Building $238,200	$403,500 Land $165,300 Building $238,200
2022	$8,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum.

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