Monmouth County and Freehold Borough property record for 15 3rd St, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 844 sqft · built 1924 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2005) |
| Tax Bill | $6,741 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00074-0000-00009 |
| Primary APN | 16-00074-0000-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 844 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Attic | Attic |
| Attic Area | 672 sqft |
| Basement Area | 708 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 15 3RD ST |
|---|---|
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | INDEPENDENCE SQUARE CONDO ASSN |
| Legal Block | 74 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 810800 |
15 3rd St is owned and occupied by an individual who bought it in July 2005.
Source: Monmouth County and Freehold Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 3RD ST, FREEHOLD, NJ 07728-2460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2005 · Amount on File |
| Deed Sale | Jul 9, 2005 · Amount on File |
| Prior Sale | Jun 21, 2000 · Amount on File |
| Deed Book / Page | 8475 / 9399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 3RD ST, FREEHOLD, NJ 07728-2460 |
| Document Number | 0000019265 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | SOUTHWEST FINANCIAL, SWF |
| Name | Verified Name |
|---|---|
| Address | 15 3RD ST FREEHOLD NJ 077282460, FREEHOLD, NJ 07728-2460 |
| Document Number | 0000019265 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 009398/000133 |
| Instrument | 19265 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 15 3rd St was $6,741, up 3.7% from the year before.
Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Freehold Borough |
| Elementary School District | Freehold Borough School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,200 (+24.39%) Land $288,600 Building $129,600 | $418,200 (+24.39%) Land $288,600 Building $129,600 | |
| 2025 | $6,741.00 (+3.74%) | $336,200 Land $207,700 Building $128,500 | $336,200 Land $207,700 Building $128,500 |
| 2024 | $6,498.00 | ||
| 2023 | $277,500 Land $154,300 Building $123,200 | $277,500 Land $154,300 Building $123,200 | |
| 2022 | $5,515.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Optimum.
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