20 3rd St, Bayville, NY 11709 Property Records

Nassau County and Oyster Bay Town property record for 20 3rd St, Bayville, NY 11709

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,081 sqft · built 2007
Lot Size0.087 acres (3,800 sqft)
Owner2 Individuals on Record
Last Sale$840,000 (Dec 2025)
Tax Bill$11,690 (2025)
Deeds & MortgagesMay 2026 Transfer
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN28-049-00-0069

Property Details

APN / Parcel Number

Primary APN28-049-00-0069
Alternative APNs
  • 2401-28-049-00-0069-0
  • 28049000069000000000
  • 282401 28.-49-69
  • 28049 00690

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,081 sqft Living Area
Gross Area2,323 sqft
1st Floor Area830 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,800 sqft (0.087 acres)
Lot Dimensions100 ft deep x 28 ft wide
View / LotDead End
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area63 sqft
Deck Area308 sqft
Patio Area308 sqft
Balcony Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number28049 00690
Street Address20 3RD ST
CityBAYVILLE
StateNY
Zip11709-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #3 SCH DIST 006
Legal SubdivisionMAP OF C
Legal Block49
Legal Lot Number69-70
JurisdictionNASSAU NY
Township / Civil DivisionOYSTER BAY
Census Block Group1
Census Block1019
Census Tract517902

Owner

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address20 3RD ST, BAYVILLE, NY 11709-2437
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Intrafamily Transfer, Transfer
ECO HOME ABSTRACT, HOME ABSTRACT CORP
Dec 4, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Aug 5, 2022Bargain and Sale Deed, Transfer
MASPETH FSLA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2025 · Amount on Record
Deed SaleDec 4, 2025 · Amount on Record
Prior SaleAug 5, 2022 · Amount on Record
Deed Document Number20252025-77931
Deed Book / PageD14695 / 852
Last Transfer DateMar 12, 2026
Transfer Doc0000029307
Record UpdatedSep 20, 2026

May 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU NY
Recording DateMay 6, 2026
Property Address20 3RD ST, BAYVILLE, NY 11709-2437
Document Number0000029307
Book / Page14746 / 493
Instrument DateMar 12, 2026
Instrument202629307
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyECO HOME ABSTRACT, HOME ABSTRACT CORP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 3RD ST, BAYVILLE, NY 11709-2437

December 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateDec 4, 2025
Property Address20 3RD ST, BAYVILLE, NY 11709-2437
Document NumberD146950852
Book / PageD14695 / 852
Map ReferenceMAP 611 CASE 3643
Instrument DateNov 21, 2025
Instrument2025-77931
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyHOME ABSTRACT CORPORATION, HOME ABSTRACT CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address20 3RD ST, BAYVILLE, NY 11709-2437

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 NOVA RD, BAYVILLE, NY 11709-1409

Mortgage

Document Number0202577932
DateDec 4, 2025
Instrument2025-77932
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateAug 5, 2022
Property Address20 3RD ST, BAYVILLE, NY 11709-2437
Document NumberD142790262
Book / PageD14279 / 262
Map ReferenceMAP 611 CASE 3643
Instrument DateJul 28, 2022
Instrument2022-81186
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyJUDICIAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,394.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address20 3RD ST, 20, BAYVILLE, NY 11709-2437

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address90 SUPERIOR RD, BELLEROSE VILLAGE, NY 11001-4125

Mortgage

Document Number0202281187
DateAug 5, 2022
Instrument2022-81187
Lender
NameMASPETH FSLA
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityBayville Village
CountyNassau County
County SubdivisionOyster Bay Town
Unified School DistrictLocust Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$542 (-7.35%) Land $174 Building $368$542,000 (-7.35%)
2025$11,690.00 (+4.21%)$585 (-) Land $188 Building $397$585,000 (-)
2023$11,218.00 Additional exemption filed$585 Land $188 Building $397$585,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 554 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies554 in force
Nearby Flood Claims202 (1978–2023)
Claims Outside the SFHA20 of 202
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 119 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAYVILLE (V)
serves 6,700 people · EPA ID NY2902816
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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