12 3rd St, Bayville, NY 11709 Property Records

Nassau County and Oyster Bay Town property record for 12 3rd St, Bayville, NY 11709

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,445 sqft · built 1948
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$490,150 (Nov 2022)
Tax Bill	$6,574 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-049-00-0079`

Property Details

APN / Parcel Number

Primary APN	`28-049-00-0079`
Alternative APNs	`2401-28-049-00-0079-0` `28049000079000000000` `282401 28.-49-79` `28049 00790`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	4,000 sqft (0.092 acres)
View / Lot	Dead End
Porch	Open Frame Porch
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28049 00790
Street Address	12 3RD ST
City	BAYVILLE
State	NY
Zip	11709-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP C AND PART OF MAP A OF PINE ISLAND
Legal Block	49
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	1
Census Block	1019
Census Tract	517902

Owner

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 3RD ST, BAYVILLE, NY 11709-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Aug 22, 2005 · Amount on Record
Deed Document Number	2022112632
Deed Book / Page	14323 / 963
Record Updated	Sep 20, 2026

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 23, 2022
Property Address	12 3RD ST, BAYVILLE, NY 11709-2437
Document Number	D143230963
Book / Page	D14323 / 963
Map Reference	MAP 611
Instrument Date	Nov 4, 2022
Instrument	2022-00112632
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	PARAGON ABSTRACT, INC., PARAGON ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 ELLISON ST, 8, BAYVILLE, NY 11709-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 3RD ST, BAYVILLE, NY 11709-2437

Mortgage

Document Number	202200112633
Date	Nov 23, 2022
Instrument	2022-00112633

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Bayville Village
County	Nassau County
County Subdivision	Oyster Bay Town
Unified School District	Locust Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355 (-9.9%) Land $233 Building $122	$355,000 (-9.9%)
2025	$6,574.00 (-10.03%)
2023	$7,307.00 Additional exemption filed	$394 Land $259 Building $135	$394,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 554 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	554 in force
Nearby Flood Claims	202 (1978–2023)
Claims Outside the SFHA	20 of 202
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 119 claims Hurricane Irene, Aug 2011 · 14 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVILLE (V) serves 6,700 people · EPA ID NY2902816
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880