Nassau County and Oyster Bay Town property record for 11 3rd St, Bayville, NY 11709
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,126 sqft · built 1978 |
| Lot Size | 0.186 acres (8,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,472 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 28-050-00-0075 |
| Primary APN | 28-050-00-0075 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,126 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 878 sqft |
| Finished Basement | 878 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 8,120 sqft (0.186 acres) |
| Lot Dimensions | 141 ft deep x 67 ft wide |
| View / Lot | Dead End |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Balcony Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 28050 00750 |
|---|---|
| Street Address | 11 3RD ST |
| City | BAYVILLE |
| State | NY |
| Zip | 11709-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75 |
| Legal Block | 50 |
| Legal Lot Number | 75 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | OYSTER BAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 517902 |
Source: Nassau County and Oyster Bay Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 3RD ST, BAYVILLE, NY 11709-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 11 3RD ST, BAYVILLE, NY 11709-2439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0442480099 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 44248/99 |
| Instrument | 2020-046823 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Bayville Village |
| County | Nassau County |
| County Subdivision | Oyster Bay Town |
| Unified School District | Locust Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487 (+2.74%) Land $250 Building $237 | $487,000 (+2.74%) | |
| 2025 | $9,472.00 (-0.49%) | $474 (-11.4%) Land $244 Building $230 | $474,000 (-11.4%) |
| 2023 | $9,519.00 Additional exemption filed | $535 Land $275 Building $260 | $535,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 554 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 554 in force |
| Nearby Flood Claims | 202 (1978–2023) |
| Claims Outside the SFHA | 20 of 202 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAYVILLE (V) serves 6,700 people · EPA ID NY2902816 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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