20 3rd Ave NE, Plato, MN 55370 Property Records

McLeod County property record for 20 3rd Ave NE, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,200 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18.050.0270`

Property Details

APN / Parcel Number

Primary APN	`18.050.0270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,657 sqft Total Area
1st Floor Area	1,281 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	75 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	816 sqft
Carport	Carport
Carport Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	120 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	20 3RD AVE NE
City	PLATO
State	MN
Zip	55370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATO BLOCK-003 LOT 5 EX W 25' & LOT 6
Legal Subdivision	PLATO
Legal Block	3
Legal Lot Number	5-6
Jurisdiction	MCLEOD MN
Township / Civil Division	PLATO
Census Block Group	4
Census Block	4020
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 3RD AVE NE, PLATO, MN 55370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jul 11, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 9, 2018
Transfer Doc	0000436300
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	20 3RD AVE NE, PLATO, MN 55370
Transaction Type	Mortgage
Record Updated	Apr 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	444882
Date	Mar 30, 2020
Instrument	444882

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2030

Interest

Rate Type	Adjustable Rate

July 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEOD MN
Recording Date	Jul 11, 2018
Property Address	20 3RD AVE NE, PLATO, MN 55370
Document Number	0000436300
Instrument Date	Jul 9, 2018
Instrument	436300
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 3RD AVE NE, PLATO, MN 55370

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Plato City
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,200.00 (+55.1%) Homeowner's exemption
2025		$323,400 (+30.83%) Land $54,700 Building $268,700	$323,400 (+30.83%) Land $54,700 Building $268,700
2022		$247,200 Land $32,800 Building $214,400	$247,200 Land $32,800 Building $214,400
2019	$2,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Plato serves 319 people · EPA ID MN1430007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband.

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