13 3rd Ave NE, Plato, MN 55370 Property Records

McLeod County property record for 13 3rd Ave NE, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,126 sqft · built 1900
Lot Size	0.181 acres (7,912 sqft)
Owner	Individual Name on Record
Last Sale	$141,300 (Aug 2020)
Tax Bill	$1,986 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18.050.0320`

Property Details

APN / Parcel Number

Primary APN	`18.050.0320`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,126 sqft Total Area
1st Floor Area	704 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1920
Exterior Material	Baked Enamel
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,912 sqft (0.181 acres)
Lot Dimensions	86 ft deep x 92 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	13 3RD AVE NE
City	PLATO
State	MN
Zip	55370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATO BLOCK-004 LOTS 1 & 2 EX N 52'
Legal Subdivision	PLATO
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	MCLEOD MN
Township / Civil Division	PLATO
Census Block Group	4
Census Block	4019
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 3RD AVE NE, PLATO, MN 55370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	2020447175
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	13 3RD AVE NE, PLATO, MN 55370
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465299
Date	Sep 20, 2023
Instrument	465299

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Aug 14, 2020
Property Address	13 3RD AVE NE, PLATO, MN 55370
Document Number	0000447175
Instrument Date	Aug 11, 2020
Instrument	447175
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	NOT AVAILABLE, TITLE MARK HUTCHINSON

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466.29
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 3RD AVE NE, PLATO, MN 55370

Mortgage

Document Number	0000447176
Date	Aug 14, 2020
Instrument	447176

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Plato City
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,986.00 (+71.8%) Homeowner's exemption
2025		$173,300 (+37.1%) Land $44,700 Building $128,600	$173,300 (+37.1%) Land $44,700 Building $128,600
2022		$126,400 Land $27,200 Building $99,200	$126,400 Land $27,200 Building $99,200
2019	$1,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Plato serves 319 people · EPA ID MN1430007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband.

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