10 3rd Ave NE, Plato, MN 55370 Property Records

McLeod County property record for 10 3rd Ave NE, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,273 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2021)
Tax Bill	$2,866 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18.050.0280`

Property Details

APN / Parcel Number

Primary APN	`18.050.0280`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,273 sqft Total Area
1st Floor Area	1,273 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	75 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	10 3RD AVE NE
City	PLATO
State	MN
Zip	55370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATO BLOCK-003 LOTS 7, 8, & 9
Legal Subdivision	PLATO
Legal Block	3
Legal Lot Number	7-9
Jurisdiction	MCLEOD MN
Township / Civil Division	PLATO
Census Block Group	4
Census Block	4020
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 3RD AVE NE, PLATO, MN 55370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 8, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Deed Document Number	2021454800
Prior Transfer Date	Apr 1, 2011
Prior Transfer Doc	000A395685
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	10 3RD AVE NE, PLATO, MN 55370
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463465
Date	Apr 21, 2023
Instrument	463465

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Sep 8, 2021
Property Address	10 3RD AVE NE, PLATO, MN 55370
Document Number	0000454800
Instrument Date	Aug 19, 2021
Instrument	454800
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 3RD AVE NE, PLATO, MN 55370

Mortgage

Document Number	0000454801
Date	Sep 8, 2021
Instrument	454801

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Plato City
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,866.00 (+27.26%) Homeowner's exemption
2025		$233,000 (+32.09%) Land $54,700 Building $178,300	$233,000 (+32.09%) Land $54,700 Building $178,300
2022		$176,400 Land $32,800 Building $143,600	$176,400 Land $32,800 Building $143,600
2019	$2,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Plato serves 319 people · EPA ID MN1430007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband.

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