Bergen County and Ramsey Borough property record for 2 Windsor Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,614 sqft · built 2006 |
| Lot Size | 0.049 acres (2,141 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Dec 2025) |
| Tax Bill | $20,635 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04301-0000-00014-02-C0002 |
| Primary APN | 48-04301-0000-00014-02-C0002 |
|---|---|
| Alternative APN |
|
| Building Area | 2,614 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,141 sqft (0.049 acres) |
| Street Address | 2 WINDSOR LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BEARS COVE |
| Legal Block | 4301 |
| Legal Lot Number | 14.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 ASHLEY DR, FLANDERS, NJ 07836-4309 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Apr 9, 2015 · Amount on Record |
| Deed Document Number | 202589016 |
| Deed Book / Page | 5684 / 192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 19, 2025 |
| Property Address | 2 WINDSOR LN, RAMSEY, NJ 07446-2402 |
| Document Number | 0056840192 |
| Book / Page | 5684 / 192 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025089016 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $28,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10912 TARFLOWER DRIVE, VENICE, FL 34293-3991 |
| Name | Verified Name |
|---|---|
| Address | 4 ASHLEY DR, FLANDERS, NJ 07836-4309 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 WINDSOR LN, RAMSEY, NJ 07446-2402 |
| Document Number | 0035990205 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 2 WINDSOR LN RAMSEY NJ 074462402, RAMSEY, NJ 07446-2402 |
| Document Number | 0035990205 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 003599/000205 |
| Instrument | 20049034 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,060,100 (+5.78%) Land $240,000 Building $820,100 | $1,060,100 (+5.78%) Land $240,000 Building $820,100 | |
| 2025 | $20,635.00 (-6.37%) | $1,002,200 (+28.32%) Land $225,000 Building $777,200 | $1,002,200 (+28.32%) Land $225,000 Building $777,200 |
| 2024 | $22,040.00 (+7.59%) | ||
| 2023 | $781,000 Land $225,000 Building $556,000 | $781,000 Land $225,000 Building $556,000 | |
| 2022 | $20,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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