Bergen County and Ramsey Borough property record for 7 Windsor Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,587 sqft · built 2009 |
| Lot Size | 0.047 acres (2,064 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $899,000 (Aug 2019) |
| Tax Bill | $22,622 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04301-0000-00014-02-C0007 |
| Primary APN | 48-04301-0000-00014-02-C0007 |
|---|---|
| Alternative APN |
|
| Building Area | 2,587 sqft Living Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,064 sqft (0.047 acres) |
| Street Address | 7 WINDSOR LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BEARS COVE/RAMSEY |
| Legal Block | 4301 |
| Legal Lot Number | 14.2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 29, 2019 | Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Dec 4, 2013 · Amount on Record |
| Deed Document Number | 20195689001 |
| Deed Book / Page | 3335 / 583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0042021963 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 4202/1963 |
| Instrument | 2021093186 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 29, 2019 |
| Property Address | 7 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0033350583 |
| Book / Page | 3335 / 583 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2019-056890.01 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 SNOWDROP DR, NEW CITY, NY 10956-6341 |
| Document Number | 1905689002 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 19-056890.02 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Type Change Date | Sep 1, 2029 |
| Max Rate At Change | 2.2% |
| Index | 1-Month LIBOR |
| Document Number | 0033350583 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 3335/583 |
| Instrument | 2019-056890.01 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Type Change Date | Sep 1, 2029 |
| Index | 1-Month LIBOR |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,121,700 (+2.09%) Land $240,000 Building $881,700 | $1,121,700 (+2.09%) Land $240,000 Building $881,700 | |
| 2025 | $22,622.00 (-2.98%) | $1,098,700 (+32.97%) Land $225,000 Building $873,700 | $1,098,700 (+32.97%) Land $225,000 Building $873,700 |
| 2024 | $23,318.00 (+7.59%) | ||
| 2023 | $826,300 Land $225,000 Building $601,300 | $826,300 Land $225,000 Building $601,300 | |
| 2022 | $21,673.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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