Bergen County and Ramsey Borough property record for 1 Windsor Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,614 sqft · built 2006 |
| Lot Size | 0.048 acres (2,098 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $839,000 (Nov 2021) |
| Tax Bill | $20,075 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04301-0000-00014-02-C0001 |
| Primary APN | 48-04301-0000-00014-02-C0001 |
|---|---|
| Alternative APN |
|
| Building Area | 2,614 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,098 sqft (0.048 acres) |
| Street Address | 1 WINDSOR LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BEARS COVE AT RAMSEY |
| Legal Block | 4301 |
| Legal Lot Number | 14.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 44202 |
1 Windsor Ln is owner-occupied and held in a trust since December 2024.
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 1, 2019 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Nov 17, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on File |
| Deed Sale | Nov 17, 2021 · Amount on File |
| Prior Sale | Nov 13, 2007 · Amount on File |
| Deed Document Number | 2021171474 |
| Deed Book / Page | 4462 / 1442 |
| Last Transfer Date | Dec 27, 2024 |
| Transfer Doc | 0054141917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031901658 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 3190/1658 |
| Instrument | 19-014182 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Mar 1, 2024 |
| Index | 1-Year LIBOR |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 17, 2021 |
| Property Address | 1 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0044621442 |
| Book / Page | 4462 / 1442 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021171474 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,671.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 29, BRANT LAKE, NY 12815-0029 |
| Name | Verified Name |
|---|---|
| Address | 1 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 2021171475 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021171475 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1 Windsor Ln was $20,075, down 5.7% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,031,100 (+5.75%) Land $240,000 Building $791,100 | $1,031,100 (+5.75%) Land $240,000 Building $791,100 | |
| 2025 | $20,075.00 (-5.68%) | $975,000 Land $225,000 Building $750,000 | $975,000 Land $225,000 Building $750,000 |
| 2024 | $21,284.00 | ||
| 2023 | $754,200 Land $225,000 Building $529,200 | $754,200 Land $225,000 Building $529,200 | |
| 2022 | $19,782.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Windsor Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Windsor Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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