2 Waters Edge Ct, Berlin, MD 21811 Property Records

Worcester County property record for 2 Waters Edge Ct, Berlin, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,036 sqft · built 1994
Lot Size	0.196 acres (8,534 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jul 2026)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-041751`

Property Details

APN / Parcel Number

Primary APN	`03-041751`
Alternative APN	`041751`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,036 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,534 sqft (0.196 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	160 sqft
Deck Area	246 sqft
Balcony Area	252 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	041751
Street Address	2 WATERS EDGE CT
City	BERLIN
State	MD
Zip	21811-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C-04-200A WATERS EDGE CT PROP SUR LOT 199A & 200A OC PINES
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	199A
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

Source: Worcester County records · APN 03-041751

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1707 MALIBU CT, HAMPSTEAD, MD 21074-2581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Oct 02, 1996 · Amount on Record
Deed Document Number	2026
Deed Book / Page	9188 / 496
Record Updated	Sep 20, 2026

July 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 23, 2026
Property Address	2 WATERS EDGE CT, BERLIN, MD 21811-1532
Document Number	9188000496
Book / Page	9188 / 496
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 03, 2026
Title Company	SAGE TITLE LLC, SAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 MALIBU CT, HAMPSTEAD, MD 21074-2581

Mortgage

Document Number	9188000503,
Date	Jul 23, 2026
Book Page	9188/503

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,367 (+8.42%)	$376,500 (-) Land $180,300 Building $196,200
2025	$2,974.00 (+6.86%) Homeowner's exemption	$322,233 (+10.77%)	$376,500 (+27.58%) Land $180,300 Building $196,200
2023	$2,783.00 Homeowner's exemption	$290,900	$295,100 Land $162,800 Building $132,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 351 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured (37 under condo master policies) 176 of 351 individual policies on primary residences
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021, rainfall accumulation
Flood Events	Hurricane Sandy (Oct 2012), 7 claims Hurricane Isabel (Sep 2003), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.