17 Waters Edge Ct, Berlin, MD 21811 Property Records

Worcester County property record for 17 Waters Edge Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,538 sqft · built 1977
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2017)
Tax Bill	$5,235 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-093425`

Property Details

APN / Parcel Number

Primary APN	`03-093425`
Alternative APN	`093425`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,538 sqft Total Area
Utility Area	120 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,542 sqft (0.242 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	80 sqft
Deck Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	093425
Street Address	17 WATERS EDGE CT
City	BERLIN
State	MD
Zip	21811-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-04-190 10542 SQ FT WATER EDGE DR PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	190
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2121 WHITE HOUSE RD, BEL AIR, MD 21015-1035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARKSIDE LENDING LLC
Jun 9, 2017	Deed of Trust, Transfer · Conventional with PMI COASTAL LNDG GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	Apr 6, 1989 · Amount on Record
Deed Document Number	20177021-271
Deed Book / Page	7021 / 271
Last Transfer Date	Oct 13, 2020
Transfer Doc	0078670350
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Dec 10, 2020
Property Address	17 WATERS EDGE CT, OCEAN PINES, MD 21811-1532
Document Number	0078670350
Book / Page	7867 / 350
Map Reference	MB FWH11 FO 54
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ENDEAVOR TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0007867353
Date	Dec 10, 2020
Instrument	7867/353

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

June 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	17 WATERS EDGE CT, OCEAN PINES, MD 21811-1532
Document Number	0070210275
Book / Page	007021 / 000275
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ENDEAVOR TITLE LLC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17 WATERS EDGE CT BERLIN MD 218111532, BERLIN, MD 21811-1532

Mortgage

Document Number	0070210275
Date	Jun 16, 2017
Book Page	007021/000275

Lender

Name	COASTAL LNDG GRP
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,235.00 (+8.79%)	$567,167 (+8.77%)	$612,900 (-) Land $234,800 Building $378,100
2025	$4,812.00 (+9.29%)	$521,433 (+13.33%)	$612,900 (+28.84%) Land $234,800 Building $378,100
2023	$4,403.00	$460,100	$475,700 Land $218,300 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Edge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures