10 Waters Edge Ct, Berlin, MD 21811 Property Records

Worcester County property record for 10 Waters Edge Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,376 sqft · built 1997
Lot Size	0.211 acres (9,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Dec 2024)
Tax Bill	$5,465 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`03-059510`

Property Details

APN / Parcel Number

Primary APN	`03-059510`
Alternative APN	`059510`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,376 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,210 sqft (0.211 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	108 sqft
Deck Area	108 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	059510
Street Address	10 WATERS EDGE CT
City	BERLIN
State	MD
Zip	21811-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-04-196 9210 SQ FT WATERS EDGE COURT PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	196
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WATERS EDGE CT, BERLIN, MD 21811-1532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2020	Grant Deed, Transfer MARYLAND TITLE SERVICES CORPORATION, MARYLAND TITLE SVC CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Book / Page	8874 / 1
Last Transfer Date	Jun 19, 2025
Transfer Doc	0089690075
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10 WATERS EDGE CT, OCEAN PINES, MD 21811-1532
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WATERS EDGE CT, OCEAN PINES, MD 21811-1532

Mortgage

Document Number	0091160314
Date	Mar 26, 2026
Book Page	9116/314

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 10, 2020
Property Address	10 WATERS EDGE CT, OCEAN PINES, MD 21811-1532
Document Number	0077670442
Book / Page	007767 / 000442
Instrument Date	Sep 5, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	MARYLAND TITLE SERVICES CORPORATION, MARYLAND TITLE SVC CORP

Transaction

Amount	Amount Recorded
Tax	$573.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WATERS EDGE CT OCEAN PINES MD 218111532, OCEAN PINES, MD 21811-1532

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,465.00 (+9.1%)	$592,200 (+9.12%)	$641,700 (-) Land $200,600 Building $441,100
2025	$5,009.00 (+24.02%)	$542,700 (+18.01%)	$641,700 (+30.11%) Land $200,600 Building $441,100
2023	$4,039.00 Homeowner's exemption	$459,867	$493,200 Land $181,100 Building $312,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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