2 Upper River Rd, South Hadley, MA 01075 Property Records

Hampshire County and South Hadley Town property record for 2 Upper River Rd, South Hadley, MA 01075

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,085 sqft · built 1999
Lot Size1.19 acres (51,836 sqft)
Owner2 Trust Names on File
Last Sale$56,905 (Feb 1999)
Tax Bill$10,364 (2026)
Deeds & MortgagesSep 2026 Transfer
Dec 2024 Mortgage
+ 1 more
APNSHAD M:0043 B:0129 L:0000

Property Details

APN / Parcel Number

Primary APNSHAD M:0043 B:0129 L:0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,085 sqft Living Area
Gross Area6,173 sqft
Basement Area1,809 sqft
Unfinished Basement1,809 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area51,836 sqft (1.19 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2 UPPER RIVER RD
CitySOUTH HADLEY
StateMA
Zip01075-1347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGR
Legal Block129
JurisdictionSOUTH HADLEY MA
Township / Civil DivisionSOUTH HADLEY
Census Block Group1
Census Block1020
Census Tract821300

Owner

2 Upper River Rd is held in a trust since August 2026.

Source: Hampshire County and South Hadley Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address26 UPPER RIVER RD, SOUTH HADLEY, MA 01075-1559
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Quit Claim Deed, Transfer
Quitclaim
Dec 26, 2024Quit Claim Deed, Transfer · ARM
POLISH NATIONAL CU
Jul 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
POLISH NATIONAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 1999 · Amount on File
Deed SaleFeb 2, 1999 · Amount on File
Deed Document Number1999
Deed Book / Page5606 / 96
Last Transfer DateAug 26, 2026
Transfer Doc0000014880
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOUTH HADLEY MA
Recording DateSep 1, 2026
Property Address2 UPPER RIVER RD, SOUTH HADLEY, MA 01075-1347
Document Number0000014880
Book / Page15829 / 146
Instrument DateAug 26, 2026
Instrument202614880
Transaction TypeTransfer
Record UpdatedSep 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 UPPER RIVER RD, SOUTH HADLEY, MA 01075-1559

December 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOUTH HADLEY MA
Recording DateDec 26, 2024
Property Address2 UPPER RIVER RD, SOUTH HADLEY, MA 01075-1347
Document Number0015317-72
Book / Page15317 / 72
Instrument DateDec 20, 2024
Instrument202400020388
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 UPPER RIVER RD, SOUTH HADLEY, MA 01075-1347

Mortgage

Document Number202400020389
DateDec 26, 2024
Instrument202400020389
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJan 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.13%
Type Change DateJan 1, 2032

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH HADLEY MA
Property Address2 UPPER RIVER RD, SOUTH HADLEY, MA 01075-1347
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13338-251
DateJul 30, 2019
Book Page13338/251
Instrument13648
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term73 Months
DueAug 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 2 Upper River Rd was $10,364, down 10.8% from the year before.

Source: Hampshire County and South Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
County SubdivisionSouth Hadley Town
Unified School DistrictSouth Hadley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,364.00 (-10.84%)$766,600 (+5.06%) Land $131,000 Building $635,600$721,868 (+4.05%)
2025$11,624.00 (-1.05%)$729,700 (+3.43%) Land $123,600 Building $606,100$693,785 (+3.74%)
2024$11,747.00 (+0.63%)$705,500 (+6.07%) Land $115,700 Building $589,800$668,800
2023$11,673.00$665,100 Land $104,800 Building $560,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Upper River Rd; there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force
Nearby Flood Claims11 (1979–2011)
Most Recent ClaimAug 2011 · Tropical Storm Irene
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 2 claims
  • Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Upper River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH HADLEY FD #1 (MWRA)
serves 14,800 people · EPA ID MA1275000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
South Hadley Electric Light Department
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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